UTKARSH SMALL FINANCE BANK Financial Statement Analysis
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The Net Interest Income of UTKARSH SMALL FINANCE BANK have increased by 44.13% YoY .
The Earnings Per Share (EPS) of UTKARSH SMALL FINANCE BANK has increased by 555.07 % YoY. |
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| NET INTEREST INCOME |
| NET INTEREST MARGIN |
| PROFIT AFTER TAX |
| EPS |
| ROCE |
UTKARSH SMALL FINANCE BANK Last 5 Annual Financial Results
[BOM: 543942|NSE : UTKARSHBNK]
| Standalone | Mar2023 | Mar2022 | Mar2021 | Mar2020 | Mar2019 |
|---|---|---|---|---|---|
| Interest Earned | ₹2,505 Cr | ₹1,849 Cr | ₹1,581 Cr | ₹1,308 Cr | ₹881 Cr |
| Other Income | ₹299 Cr | ₹185 Cr | ₹144 Cr | ₹99 Cr | ₹58 Cr |
| Interest Expended | ₹976 Cr | ₹788 Cr | ₹742 Cr | ₹579 Cr | ₹382 Cr |
| Operating Expenses | ₹990 Cr | ₹734 Cr | ₹545 Cr | ₹476 Cr | ₹326 Cr |
| Profit Before Tax | ₹536 Cr | ₹80 Cr | ₹151 Cr | ₹249 Cr | ₹150 Cr |
| Profit After Tax | ₹405 Cr | ₹61 Cr | ₹112 Cr | ₹187 Cr | ₹94 Cr |
| Consolidated Net Profit | ₹405 Cr | ₹61 Cr | ₹112 Cr | ₹187 Cr | ₹94 Cr |
| Earnings Per Share (Rs) | ₹4.52 | ₹0.69 | ₹1.32 | ₹2.46 | ₹1.27 |
| NIM | 8.29 | 7.34 | 7.17 | 8.01 | 8.25 |
| ROE(%) | 22.80 | 4.19 | 9.37 | 20.84 | 15.85 |
| ROCE(%) | 17.13 | 7.19 | 10.78 | 14.06 | 13.57 |
| Advances Growth | 27.77 | 24.48 | 30.81 | 34.56 | 50.50 |
| Net NPAs (funded) to Net Advances (%) | 0.39 | 2.31 | 1.33 | 0.18 | 0.12 |
Key Financials |
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| Market Cap | : | ₹ 5,808.0 Cr |
| Revenue (TTM) | : | ₹ 3,178.4 Cr |
| Net Profit(TTM) | : | ₹ 497.6 Cr |
| EPS (TTM) | : | ₹ 4.5 |
| P/E (TTM) | : | 11.7 |
| Industry Peers & Returns | 1W | 1M | 1Y |
| UTKARSH SMALL FINANCE BANK | -0.3% | 4.8% | NA |
| HDFC BANK | 0.6% | -3% | -12.9% |
| ICICI BANK | 0.3% | 5.9% | 19.8% |
| KOTAK MAHINDRA BANK | 3.4% | -5.5% | -15.3% |
| AXIS BANK | 0.6% | 8.4% | 24.6% |
| INDUSIND BANK | 0.5% | -5.3% | 15.6% |
| IDBI BANK | 3.4% | -1.3% | 57.1% |
| YES BANK | 3.5% | -4% | 43.3% |
| IDFC FIRST BANK | -0.1% | -6.6% | 15.4% |
UTKARSH SMALL FINANCE BANK Net Interest Income
[BOM: 543942|NSE : UTKARSHBNK]
| Y-o-Y | 44.13 % |
| 5 Yr CAGR | 32.32 % |
| Years | Net Interest Income | % Change | |
|---|---|---|---|
| Mar2023 | ₹1,529 Cr | 44.13 | |
| Mar2022 | ₹1,061 Cr | 26.41 | |
| Mar2021 | ₹839 Cr | 15.25 | |
| Mar2020 | ₹728 Cr | 46.01 | |
| Mar2019 | ₹499 Cr | - | |
UTKARSH SMALL FINANCE BANK Net Interest Margin (NIM)
[BOM: 543942|NSE : UTKARSHBNK]
| Net Interest Margins | |
|---|---|
| Y-o-Y | 12.94 % |
| 5 Yr CAGR | 0.12 % |
| Years | Net Interest Margin% | % Change | |
|---|---|---|---|
| Mar2023 | 8.29% | 12.94 | |
| Mar2022 | 7.34% | 2.37 | |
| Mar2021 | 7.17% | -10.49 | |
| Mar2020 | 8.01% | -2.91 | |
| Mar2019 | 8.25% | - | |
UTKARSH SMALL FINANCE BANK Profit After Tax
[BOM: 543942|NSE : UTKARSHBNK]
| Y-o-Y | 558.13 % |
| 5 Yr CAGR | 44.07 % |
| Years | Profit After Tax | % Change | |
|---|---|---|---|
| Mar2023 | ₹405 Cr | 558.13 | |
| Mar2022 | ₹61 Cr | -45.03 | |
| Mar2021 | ₹112 Cr | -40.12 | |
| Mar2020 | ₹187 Cr | 98.90 | |
| Mar2019 | ₹94 Cr | - | |
| PAT Margins | |
|---|---|
| Y-o-Y | 356.82 % |
| 5 Yr CAGR | 8.88 % |
| Years | PAT Margin(%) | % Change | |
|---|---|---|---|
| Mar2023 | 26.45 % | 356.82 | |
| Mar2022 | 5.79 % | -56.53 | |
| Mar2021 | 13.32 % | -48.05 | |
| Mar2020 | 25.64 % | 36.24 | |
| Mar2019 | 18.82 % | - | |
UTKARSH SMALL FINANCE BANK Earnings Per Share (EPS)
[BOM: 543942|NSE : UTKARSHBNK]
| Y-o-Y | 555.07 % |
| 5 Yr CAGR | 37.35 % |
| Years | EPS | % Change | |
|---|---|---|---|
| Mar2023 | ₹4.52 | 555.07 | |
| Mar2022 | ₹0.69 | -47.73 | |
| Mar2021 | ₹1.32 | -46.34 | |
| Mar2020 | ₹2.46 | 93.70 | |
| Mar2019 | ₹1.27 | - | |
UTKARSH SMALL FINANCE BANK Return on Capital Employed (ROCE)
[BOM: 543942|NSE : UTKARSHBNK]
| Y-o-Y | 138.25 % |
| 5 Yr CAGR | 6.00 % |
| Years | ROCE | % Change | |
|---|---|---|---|
| Mar2023 | 17.13% | 138.25 | |
| Mar2022 | 7.19% | -33.30 | |
| Mar2021 | 10.78% | -23.33 | |
| Mar2020 | 14.06% | 3.61 | |
| Mar2019 | 13.57% | - | |
UTKARSH SMALL FINANCE BANK Share Price vs Sensex
| Current Share Price | : | ₹52.8 |
| Current MarketCap | : | ₹ 5,808.0 Cr |
| Updated EOD on | : | May 17,2024 |
| Share Price Returns(%) | 1 Week | 1 Month | 1 Year |
| UTKARSH SMALL FINANCE BANK | -0.3% |
4.8% |
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| SENSEX | 1.7% |
0.7% |
19.2% |
UTKARSH SMALL FINANCE BANK related INDICES
| BSE Indices | 1W | 1M | 1Y |
|---|---|---|---|
| S&P BSE SMALL CAP | 4.8% | 5.4% | 60.7% |
| S&P BSE MIDSMALLCAP | 4.6% | 5.8% | 62% |
| S&P BSE ALLCAP | 3% | 3% | 37% |
| S&P BSE IPO | 2.3% | 4% | 67.9% |
| S&P BSE FINANCE | 2% | 1.2% | 17.3% |
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FAQ about UTKARSH SMALL FINANCE BANK Financials
How the annual revenues of UTKARSH SMALL FINANCE BANK have changed ?
The Net Interest Income of UTKARSH SMALL FINANCE BANK have increased by 44.13% YoY .
How the Earnings per Share (EPS) of UTKARSH SMALL FINANCE BANK have changed?
The Earnings Per Share (EPS) of UTKARSH SMALL FINANCE BANK has increased by 555.07 % YoY .
Check out Intrinsic Value of Peers of UTKARSH SMALL FINANCE BANK
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Intrinsic Value of HDFC BANK LTD Intrinsic Value of ICICI BANK LTD Intrinsic Value of KOTAK MAHINDRA BANK LTD Intrinsic Value of AXIS BANK LTD Intrinsic Value of INDUSIND BANK LTD |
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