SURYODAY SMALL FINANCE BANK Financial Statement Analysis
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The Net Interest Income of SURYODAY SMALL FINANCE BANK have increased by 14.96% YoY .
The Earnings Per Share (EPS) of SURYODAY SMALL FINANCE BANK has decreased by -46.78 % YoY. |
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| NET INTEREST INCOME |
| NET INTEREST MARGIN |
| PROFIT AFTER TAX |
| EPS |
| ROCE |
SURYODAY SMALL FINANCE BANK Last 5 Annual Financial Results
[BOM: 543279|NSE : SURYODAY]
| Standalone | Mar2025 | Mar2024 | Mar2023 | Mar2022 | Mar2021 |
|---|---|---|---|---|---|
| Interest Earned | ₹1,954 Cr | ₹1,589 Cr | ₹1,184 Cr | ₹942 Cr | ₹776 Cr |
| Other Income | ₹217 Cr | ₹219 Cr | ₹97 Cr | ₹94 Cr | ₹76 Cr |
| Interest Expended | ₹848 Cr | ₹626 Cr | ₹437 Cr | ₹357 Cr | ₹366 Cr |
| Operating Expenses | ₹934 Cr | ₹728 Cr | ₹507 Cr | ₹413 Cr | ₹329 Cr |
| Profit Before Tax | ₹144 Cr | ₹288 Cr | ₹101 Cr | ₹-127 Cr | ₹12 Cr |
| Profit After Tax | ₹115 Cr | ₹216 Cr | ₹78 Cr | ₹-93 Cr | ₹12 Cr |
| Earnings Per Share (Rs) | ₹10.82 | ₹20.33 | ₹7.32 | ₹-8.76 | ₹1.12 |
| NIM | 7.46 | 8.12 | 7.93 | 7.51 | 6.36 |
| ROE(%) | 6.20 | 12.81 | 5.06 | -6.04 | 0.90 |
| ROCE(%) | 7.19 | 11.06 | 6.26 | 0.05 | 4.98 |
| Advances Growth | 23.48 | 34.30 | 26.61 | 19.29 | 12.76 |
| Net NPAs (funded) to Net Advances (%) | 4.58 | 0.86 | 1.55 | 5.97 | 4.73 |
Key Financials |
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| Market Cap | : | ₹ 1,418.6 Cr |
| Revenue (TTM) | : | ₹ 1,960.8 Cr |
| Net Profit(TTM) | : | ₹ 80.2 Cr |
| EPS (TTM) | : | ₹ 7.5 |
| P/E (TTM) | : | 17.7 |
| Industry Peers & Returns | 1W | 1M | 1Y |
| SURYODAY SMALL FINANCE BANK | 5.5% | 4.3% | -28.3% |
| HDFC BANK | 0% | -2.7% | 17% |
| ICICI BANK | -1.2% | -2% | 12.1% |
| KOTAK MAHINDRA BANK | 3% | 0.6% | 11.3% |
| AXIS BANK | 2.9% | 5.2% | -8% |
| INDUSIND BANK | 0.5% | -4.5% | -49.9% |
| IDBI BANK | 0.4% | 4.1% | 1.2% |
| YES BANK | 0.8% | 9.4% | -9.9% |
| IDFC FIRST BANK | 0.2% | 0.7% | -1.8% |
SURYODAY SMALL FINANCE BANK Net Interest Income
[BOM: 543279|NSE : SURYODAY]
| Y-o-Y | 14.96 % |
| 5 Yr CAGR | 28.12 % |
| Years | Net Interest Income | % Change | |
|---|---|---|---|
| Mar2025 | ₹1,106 Cr | 14.96 | |
| Mar2024 | ₹962 Cr | 28.89 | |
| Mar2023 | ₹747 Cr | 27.74 | |
| Mar2022 | ₹584 Cr | 42.38 | |
| Mar2021 | ₹410 Cr | - | |
SURYODAY SMALL FINANCE BANK Net Interest Margin (NIM)
[BOM: 543279|NSE : SURYODAY]
| Net Interest Margins | |
|---|---|
| Y-o-Y | -8.13 % |
| 5 Yr CAGR | 4.07 % |
| Years | Net Interest Margin% | % Change | |
|---|---|---|---|
| Mar2025 | 7.46% | -8.13 | |
| Mar2024 | 8.12% | 2.40 | |
| Mar2023 | 7.93% | 5.59 | |
| Mar2022 | 7.51% | 18.08 | |
| Mar2021 | 6.36% | - | |
SURYODAY SMALL FINANCE BANK Profit After Tax
[BOM: 543279|NSE : SURYODAY]
| Y-o-Y | -46.77 % |
| 5 Yr CAGR | 76.47 % |
| Years | Profit After Tax | % Change | |
|---|---|---|---|
| Mar2025 | ₹115 Cr | -46.77 | |
| Mar2024 | ₹216 Cr | 177.97 | |
| Mar2023 | ₹78 Cr | Positive | |
| Mar2022 | ₹-93 Cr | Negative | |
| Mar2021 | ₹12 Cr | - | |
| PAT Margins | |
|---|---|
| Y-o-Y | -53.70 % |
| 5 Yr CAGR | 37.70 % |
| Years | PAT Margin(%) | % Change | |
|---|---|---|---|
| Mar2025 | 10.39 % | -53.70 | |
| Mar2024 | 22.44 % | 115.56 | |
| Mar2023 | 10.41 % | Positive | |
| Mar2022 | -15.92 % | Negative | |
| Mar2021 | 2.89 % | - | |
SURYODAY SMALL FINANCE BANK Earnings Per Share (EPS)
[BOM: 543279|NSE : SURYODAY]
| Y-o-Y | -46.78 % |
| 5 Yr CAGR | 76.30 % |
| Years | EPS | % Change | |
|---|---|---|---|
| Mar2025 | ₹11 | -46.78 | |
| Mar2024 | ₹20 | 177.73 | |
| Mar2023 | ₹7.32 | Positive | |
| Mar2022 | ₹-8.76 | Negative | |
| Mar2021 | ₹1.12 | - | |
SURYODAY SMALL FINANCE BANK Return on Capital Employed (ROCE)
[BOM: 543279|NSE : SURYODAY]
| Y-o-Y | -34.99 % |
| 5 Yr CAGR | 9.62 % |
| Years | ROCE | % Change | |
|---|---|---|---|
| Mar2025 | 7.19% | -34.99 | |
| Mar2024 | 11.06% | 76.68 | |
| Mar2023 | 6.26% | 12,420.00 | |
| Mar2022 | 0.05% | -99.00 | |
| Mar2021 | 4.98% | - | |
SURYODAY SMALL FINANCE BANK Share Price vs Sensex
| Current Share Price | : | ₹133.5 |
| Current MarketCap | : | ₹ 1,418.6 Cr |
| Updated EOD on | : | Sep 19,2025 |
| Share Price Returns(%) | 1 Week | 1 Month | 1 Year |
| SURYODAY SMALL FINANCE BANK | 5.5% |
4.3% |
-28.3% |
| SENSEX | 0.9% |
1.2% |
-0.4% |
SURYODAY SMALL FINANCE BANK related INDICES
| BSE Indices | 1W | 1M | 1Y |
|---|---|---|---|
| BSE ALLCAP | 6.4% | 8.9% | 7.5% |
| BSE MIDSMALLCAP | 4.7% | 9% | 8.4% |
| BSE SMALLCAP | 2% | 3% | -4.7% |
| BSE FINANCIAL SERVICES | 1% | -0% | 7.3% |
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FAQ about SURYODAY SMALL FINANCE BANK Financials
How the annual revenues of SURYODAY SMALL FINANCE BANK have changed ?
The Net Interest Income of SURYODAY SMALL FINANCE BANK have increased by 14.96% YoY .
How the Earnings per Share (EPS) of SURYODAY SMALL FINANCE BANK have changed?
The Earnings Per Share (EPS) of SURYODAY SMALL FINANCE BANK has decreased by -46.78 % YoY .
Check out Intrinsic Value of Peers of SURYODAY SMALL FINANCE BANK
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Intrinsic Value of HDFC BANK LTD Intrinsic Value of ICICI BANK LTD Intrinsic Value of KOTAK MAHINDRA BANK LTD Intrinsic Value of AXIS BANK LTD Intrinsic Value of INDUSIND BANK LTD |
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