Home > Annual Financials > CAPITAL SMALL FINANCE BANK

CAPITAL SMALL FINANCE BANK Financial Statement Analysis
[BOM: 544120|NSE : CAPITALSFB]

The Net Interest Income of CAPITAL SMALL FINANCE BANK have increased by 7.19% YoY .
The Earnings Per Share (EPS) of CAPITAL SMALL FINANCE BANK has increased by 17.53 % YoY.
NET INTEREST INCOME
NET INTEREST MARGIN
PROFIT AFTER TAX
EPS
ROCE

CAPITAL SMALL FINANCE BANK Last 5 Annual Financial Results
[BOM: 544120|NSE : CAPITALSFB]

StandaloneMar2025
Mar2024
Mar2023
Mar2022
Mar2021
Interest Earned ₹794 Cr₹676 Cr₹0.58 Cr₹511 Cr₹458,135 Cr
Other Income ₹68 Cr₹49 Cr₹0.05 Cr₹46 Cr₹42,955 Cr
Interest Expended ₹449 Cr₹354 Cr₹0.32 Cr₹313 Cr₹285,512 Cr
Operating Expenses ₹258 Cr₹223 Cr₹0.20 Cr₹173 Cr₹163,333 Cr
Profit Before Tax ₹148 Cr₹124 Cr₹0.08 Cr₹54 Cr₹34,582 Cr
Profit After Tax ₹112 Cr₹94 Cr₹0.06 Cr₹41 Cr₹25,382 Cr
Earnings Per Share (Rs)₹29.10₹24.76₹27.33₹18.38₹12.03
NIM4.143.794.133.643.19
ROE(%)10.4412.3916.6212.959.51
ROCE(%)12.6613.1914.2111.729.31
Advances Growth16.7211.9017.1324.3612.65
Net NPAs (funded) to Net Advances (%)1.301.401.361.361.13

Key Financials

Market Cap : ₹ 1,312.3 Cr
Revenue (TTM) : ₹ 937.1 Cr
Net Profit(TTM) : ₹ 133.6 Cr
EPS (TTM) : ₹ 29.5
P/E (TTM) : 9.8

Industry Peers & Returns1W1M1Y
CAPITAL SMALL FINANCE BANK -3.8% -5.9% -4%
HDFC BANK -3.2% -5.9% 17%
ICICI BANK -2.7% -5.9% 14.1%
KOTAK MAHINDRA BANK -1.3% -0.6% 7.9%
AXIS BANK -2.3% -1.9% -10.8%
INDUSIND BANK -2.6% -8.5% -46%
IDBI BANK -9.8% -7.9% -6%
YES BANK -0.9% -1.5% -22.2%
IDFC FIRST BANK -2.4% -3.3% -8.8%


CAPITAL SMALL FINANCE BANK Net Interest Income
[BOM: 544120|NSE : CAPITALSFB]

Y-o-Y

7.19 %

5 Yr CAGR

-78.85 %

Years Net Interest Income % Change
Mar2025 ₹345 Cr
7.19
Mar2024 ₹322 Cr
126,168.24
Mar2023 ₹0.26 Cr
-99.87
Mar2022 ₹199 Cr
-99.88
Mar2021 ₹172,623 Cr -

CAPITAL SMALL FINANCE BANK Net Interest Margin (NIM)
[BOM: 544120|NSE : CAPITALSFB]

Net Interest Margins
Y-o-Y

9.23 %

5 Yr CAGR

6.73 %

Years Net Interest Margin% % Change
Mar2025 4.14%
9.23
Mar2024 3.79%
-8.23
Mar2023 4.13%
13.46
Mar2022 3.64%
14.11
Mar2021 3.19% -

CAPITAL SMALL FINANCE BANK Profit After Tax
[BOM: 544120|NSE : CAPITALSFB]

Y-o-Y

19.16 %

5 Yr CAGR

-74.25 %

Years Profit After Tax % Change
Mar2025 ₹112 Cr
19.16
Mar2024 ₹94 Cr
148,465.08
Mar2023 ₹0.06 Cr
-99.85
Mar2022 ₹41 Cr
-99.84
Mar2021 ₹25,382 Cr -

PAT Margins
Y-o-Y

11.15 %

5 Yr CAGR

21.76 %

Years PAT Margin(%) % Change
Mar2025 32.31 %
11.15
Mar2024 29.07 %
17.64
Mar2023 24.71 %
20.36
Mar2022 20.53 %
39.66
Mar2021 14.70 % -

CAPITAL SMALL FINANCE BANK Earnings Per Share (EPS)
[BOM: 544120|NSE : CAPITALSFB]

Y-o-Y

17.53 %

5 Yr CAGR

24.71 %

Years EPS % Change
Mar2025 ₹29
17.53
Mar2024 ₹25
-9.40
Mar2023 ₹27
48.69
Mar2022 ₹18
52.78
Mar2021 ₹12 -

CAPITAL SMALL FINANCE BANK Return on Capital Employed (ROCE)
[BOM: 544120|NSE : CAPITALSFB]

Y-o-Y

-4.02 %

5 Yr CAGR

7.99 %

Years ROCE % Change
Mar2025 12.66%
-4.02
Mar2024 13.19%
-7.18
Mar2023 14.21%
21.25
Mar2022 11.72%
25.89
Mar2021 9.31% -

CAPITAL SMALL FINANCE BANK Share Price vs Sensex

Current Share Price : ₹289.7
Current MarketCap: ₹ 1,312.3 Cr
Updated EOD on :Aug 29,2025

Share Price Returns(%) 1 Week 1 Month 1 Year
CAPITAL SMALL FINANCE BANK

-3.8%

-5.9%

-4%

SENSEX

-2.7%

-1.3%

-2.3%

CAPITAL SMALL FINANCE BANK related INDICES

BSE Indices1W1M1Y
BSE ALLCAP 6.4% 8.9% 7.5%
BSE MIDSMALLCAP 4.7% 9% 8.4%
BSE SMALLCAP -3.3% -3.3% -7.8%
BSE FINANCIAL SERVICES -4% -3.8% 5.5%
NSE Indices1W1M1Y
NIFTY IPO INDEX -2.3% 3.9% -6.6%

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FAQ about CAPITAL SMALL FINANCE BANK Financials


How the annual revenues of CAPITAL SMALL FINANCE BANK have changed ?

The Net Interest Income of CAPITAL SMALL FINANCE BANK have increased by 7.19% YoY .

How the Earnings per Share (EPS) of CAPITAL SMALL FINANCE BANK have changed?

The Earnings Per Share (EPS) of CAPITAL SMALL FINANCE BANK has increased by 17.53 % YoY .