UTKARSH SMALL FINANCE BANK
|
UTKARSH SMALL FINANCE BANK Last 5 Year Financial Ratios History
[Standalone]
| Mar2026 | Mar2025 | Mar2024 | Mar2023 | Mar2022 | |
|---|---|---|---|---|---|
| Operational & Financial Ratios | |||||
| Earnings Per Share (Rs) | -6.47 | 0.22 | 4.53 | 4.52 | 0.69 |
| DPS(Rs) | - | - | 0.50 | - | - |
| Book NAV/Share(Rs) | 15.29 | 26.60 | 26.85 | 22.13 | 17.49 |
| Margin Ratios | |||||
| Yield on Advances | 18.70 | 20.12 | 19.42 | 19.17 | 18.08 |
| Yield on Investments | - | - | - | - | - |
| Cost of Liabilities | 7.77 | 7.28 | 6.64 | 6.08 | 6.23 |
| NIM | 5.41 | 7.46 | 8.17 | 8.29 | 7.34 |
| Interest Spread | 10.93 | 12.83 | 12.78 | 13.09 | 11.84 |
| Performance Ratios | |||||
| ROA(%) | -4.04 | 0.09 | 2.31 | 2.37 | 0.45 |
| ROE(%) | -40.73 | 0.81 | 20.17 | 22.80 | 4.19 |
| ROCE(%) | -24.00 | 3.97 | 17.84 | 17.13 | 7.19 |
| Efficiency Ratios | |||||
| Cost Income Ratio | 97.05 | 61.61 | 56.38 | 54.15 | 58.90 |
| Core Cost Income Ratio | 99.08 | 61.84 | 56.38 | 54.15 | 58.77 |
| Operating Costs to Assets | 6.41 | 5.74 | 5.39 | 5.18 | 4.87 |
| Capitalisation Ratios | |||||
| Tier 1 ratio | - | - | - | - | - |
| Tier 2 ratio | - | - | - | - | - |
| CAR | - | - | - | - | - |
| Valuation Parameters | |||||
| PER(x) | - | 86.92 | 10.35 | - | - |
| PCE(x) | -1.69 | 24.19 | 9.15 | - | - |
| Price/Book(x) | 0.67 | 0.83 | 1.75 | - | - |
| Yield(%) | - | - | 1.07 | - | - |
| EV/Net Sales(x) | 1.38 | 1.27 | 2.25 | 1.30 | 1.88 |
| EV/Core EBITDA(x) | 82.49 | 4.75 | 7.17 | 3.87 | 6.77 |
| EV/EBIT(x) | 11.75 | 2.70 | 3.66 | 2.15 | 4.00 |
| EV/CE(x) | 0.83 | 0.90 | 1.44 | 0.75 | 0.84 |
| M Cap / Sales | 0.54 | 0.64 | 1.62 | - | - |
| Growth Ratio | |||||
| Core Operating Income Growth | -27.00 | 7.27 | 23.33 | 44.13 | 26.41 |
| Operating Profit Growth | - | - | - | - | - |
| Net Profit Growth | -4,956.35 | -95.24 | 23.02 | 558.13 | -45.03 |
| BVPS Growth | -42.53 | -0.90 | 21.33 | -99.87 | - |
| Advances Growth | -3.46 | 14.37 | 25.22 | 27.77 | 24.48 |
| EPS Growth(%) | -3,106.93 | -95.25 | 0.25 | 557.85 | -47.93 |
| Liquidity Ratios | |||||
| Loans/Deposits(x) | - | - | - | - | - |
| Cash / Deposits(x) | 0.08 | 0.12 | 0.07 | 0.09 | 0.18 |
| Investment / Deposits(x) | 0.32 | 0.23 | 0.21 | 0.21 | 0.23 |
| IncLoan / Deposits(x) | 13.07 | 10.92 | 11.42 | 17.14 | 25.53 |
| Credit/Deposits(%) | - | - | - | - | - |
| Total Debt/Mcap(x) | - | - | - | - | - |
| Net NPAs (funded) to Net Advances (%) | 3.29 | 4.84 | 0.03 | 0.39 | 2.31 |
Compare Financial Ratios of peers of UTKARSH SMALL FINANCE BANK
| Peers & Returns | Market Capitalization | 1 Week | 1 Month | 1 Year | ||
| UTKARSH SMALL FINANCE BANK | ₹2,395.2 Cr | -2.5% | -9.5% | -24% | Stock Analytics | |
| HDFC BANK | ₹1,109,140.0 Cr | -2.2% | 1% | -25.3% | Stock Analytics | |
| ICICI BANK | ₹937,205.0 Cr | -1.6% | -9.1% | -3.9% | Stock Analytics | |
| KOTAK MAHINDRA BANK | ₹417,612.0 Cr | 4.1% | -1.2% | 3.8% | Stock Analytics | |
| AXIS BANK | ₹378,002.0 Cr | -0.5% | -3.7% | 5.2% | Stock Analytics | |
| IDBI BANK | ₹93,298.6 Cr | 2.8% | -5.8% | -8.9% | Stock Analytics | |
UTKARSH SMALL FINANCE BANK Share Price vs Sensex
| Share Price Returns(%) | 1 Week | 1 Month | 1 Year |
| UTKARSH SMALL FINANCE BANK | -2.5% |
-9.5% |
-24% |
| SENSEX | -2.3% |
-6.6% |
-12% |
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