THE JAMMU & KASHMIR BANK
|
THE JAMMU & KASHMIR BANK Last 5 Year Financial Ratios History
[Consolidated]
| Mar2026 | Mar2025 | Mar2024 | Mar2023 | Mar2022 | |
|---|---|---|---|---|---|
| Operational & Financial Ratios | |||||
| Earnings Per Share (Rs) | 21.43 | 18.91 | 16.08 | 11.44 | 5.30 |
| DPS(Rs) | - | 2.15 | 2.15 | 0.50 | - |
| Book NAV/Share(Rs) | 136.03 | 117.78 | 99.20 | 83.52 | 75.40 |
| Margin Ratios | |||||
| Yield on Advances | 10.72 | 12.04 | 11.96 | 11.37 | 11.38 |
| Yield on Investments | - | - | - | - | - |
| Cost of Liabilities | 4.31 | 4.47 | 4.36 | 3.69 | 3.50 |
| NIM | 3.44 | 3.74 | 3.80 | 3.77 | 3.46 |
| Interest Spread | 6.42 | 7.57 | 7.60 | 7.68 | 7.88 |
| Performance Ratios | |||||
| ROA(%) | 1.32 | 1.29 | 1.18 | 0.87 | 0.40 |
| ROE(%) | 16.94 | 17.46 | 18.12 | 15.32 | 7.84 |
| ROCE(%) | 17.75 | 20.48 | 19.45 | 17.59 | 9.82 |
| Efficiency Ratios | |||||
| Cost Income Ratio | 56.21 | 57.71 | 62.26 | 66.25 | 77.14 |
| Core Cost Income Ratio | 55.84 | 58.16 | 63.35 | 66.72 | 78.62 |
| Operating Costs to Assets | 2.03 | 2.36 | 2.44 | 2.50 | 2.76 |
| Capitalisation Ratios | |||||
| Tier 1 ratio | - | - | - | - | - |
| Tier 2 ratio | - | - | - | - | - |
| CAR | - | - | - | - | - |
| Valuation Parameters | |||||
| PER(x) | 5.13 | 4.88 | 8.33 | 4.30 | 6.09 |
| PCE(x) | 4.87 | 4.53 | 7.46 | 3.81 | 4.79 |
| Price/Book(x) | 0.81 | 0.78 | 1.35 | 0.59 | 0.43 |
| Yield(%) | - | 2.33 | 1.60 | 1.02 | - |
| EV/Net Sales(x) | 1.18 | 1.00 | 1.57 | 0.85 | 0.67 |
| EV/Core EBITDA(x) | 5.19 | 4.27 | 7.74 | 4.28 | 5.05 |
| EV/EBIT(x) | 1.52 | 1.30 | 2.10 | 1.25 | 1.11 |
| EV/CE(x) | 0.84 | 0.82 | 1.28 | 0.69 | 0.04 |
| M Cap / Sales | 0.92 | 0.81 | 1.32 | 0.54 | 0.38 |
| Growth Ratio | |||||
| Core Operating Income Growth | 1.42 | 11.42 | 9.68 | 21.32 | 3.72 |
| Operating Profit Growth | - | - | - | - | - |
| Net Profit Growth | 13.48 | 17.87 | 47.67 | 137.61 | 16.02 |
| BVPS Growth | 15.49 | 18.73 | 18.77 | 10.77 | -7.73 |
| Advances Growth | 17.71 | 11.12 | 13.95 | 16.88 | 5.31 |
| EPS Growth(%) | 13.34 | 17.53 | 40.54 | 115.76 | -11.67 |
| Liquidity Ratios | |||||
| Loans/Deposits(x) | - | - | - | - | - |
| Cash / Deposits(x) | 0.05 | 0.05 | 0.05 | 0.06 | 0.07 |
| Investment / Deposits(x) | 0.25 | 0.28 | 0.26 | 0.29 | 0.29 |
| IncLoan / Deposits(x) | 2.08 | 1.60 | 2.14 | 2.37 | 2.07 |
| Credit/Deposits(%) | - | - | - | - | - |
| Total Debt/Mcap(x) | - | - | - | - | - |
| Net NPAs (funded) to Net Advances (%) | - | - | - | - | 2.49 |
Compare Financial Ratios of peers of THE JAMMU & KASHMIR BANK
| Peers & Returns | Market Capitalization | 1 Week | 1 Month | 1 Year | ||
| THE JAMMU & KASHMIR BANK | ₹13,302.5 Cr | -0.9% | -13.8% | 9.6% | Stock Analytics | |
| HDFC BANK | ₹1,118,540.0 Cr | 5.7% | 0.8% | -30.3% | Stock Analytics | |
| ICICI BANK | ₹1,022,620.0 Cr | 3.6% | 9.1% | 1.6% | Stock Analytics | |
| KOTAK MAHINDRA BANK | ₹461,582.0 Cr | 5.5% | 10.5% | 6% | Stock Analytics | |
| AXIS BANK | ₹383,343.0 Cr | 0.9% | 1.4% | -3% | Stock Analytics | |
| IDBI BANK | ₹83,470.9 Cr | 0.1% | -10.5% | -22.7% | Stock Analytics | |
THE JAMMU & KASHMIR BANK Share Price vs Sensex
| Share Price Returns(%) | 1 Week | 1 Month | 1 Year |
| THE JAMMU & KASHMIR BANK | -0.9% |
-13.8% |
9.6% |
| SENSEX | 4.5% |
6.1% |
-9.3% |
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