THE JAMMU & KASHMIR BANK
|
THE JAMMU & KASHMIR BANK Last 5 Year Financial Ratios History
[Consolidated]
| Mar2025 | Mar2024 | Mar2023 | Mar2022 | Mar2021 | |
|---|---|---|---|---|---|
| Operational & Financial Ratios | |||||
| Earnings Per Share (Rs) | 18.91 | 16.08 | 11.44 | 5.30 | 6.01 |
| DPS(Rs) | 2.15 | 2.15 | 0.50 | - | - |
| Book NAV/Share(Rs) | 117.78 | 99.20 | 83.52 | 75.40 | 81.71 |
| Margin Ratios | |||||
| Yield on Advances | 12.04 | 11.96 | 11.37 | 11.38 | 12.13 |
| Yield on Investments | - | - | - | - | - |
| Cost of Liabilities | 4.47 | 4.36 | 3.69 | 3.50 | 3.94 |
| NIM | 3.74 | 3.80 | 3.77 | 3.46 | 3.52 |
| Interest Spread | 7.57 | 7.60 | 7.68 | 7.88 | 8.19 |
| Performance Ratios | |||||
| ROA(%) | 1.29 | 1.18 | 0.87 | 0.40 | 0.38 |
| ROE(%) | 17.46 | 18.12 | 15.32 | 7.84 | 7.78 |
| ROCE(%) | 20.48 | 19.45 | 17.59 | 9.82 | 8.58 |
| Efficiency Ratios | |||||
| Cost Income Ratio | 57.75 | 62.26 | 66.25 | 77.14 | 64.48 |
| Core Cost Income Ratio | 58.20 | 63.35 | 66.72 | 78.62 | 67.90 |
| Operating Costs to Assets | 2.37 | 2.44 | 2.50 | 2.76 | 2.40 |
| Capitalisation Ratios | |||||
| Tier 1 ratio | - | - | - | - | - |
| Tier 2 ratio | - | - | - | - | - |
| CAR | - | - | - | - | - |
| Valuation Parameters | |||||
| PER(x) | 4.88 | 8.33 | 4.30 | 6.09 | 4.28 |
| PCE(x) | 4.53 | 7.46 | 3.81 | 4.79 | 3.22 |
| Price/Book(x) | 0.78 | 1.35 | 0.59 | 0.43 | 0.31 |
| Yield(%) | 2.33 | 1.60 | 1.02 | - | - |
| EV/Net Sales(x) | 1.00 | 1.57 | 0.85 | 0.67 | 0.47 |
| EV/Core EBITDA(x) | 4.27 | 7.74 | 4.28 | 5.05 | 2.42 |
| EV/EBIT(x) | 1.30 | 2.10 | 1.25 | 1.11 | 0.79 |
| EV/CE(x) | 0.82 | 1.28 | 0.69 | 0.04 | 0.03 |
| M Cap / Sales | 0.81 | 1.32 | 0.54 | 0.38 | 0.23 |
| Growth Ratio | |||||
| Core Operating Income Growth | 11.42 | 9.68 | 21.32 | 3.72 | 1.73 |
| Operating Profit Growth | - | - | - | - | - |
| Net Profit Growth | 17.87 | 47.67 | 137.61 | 16.02 | 136.74 |
| BVPS Growth | 18.73 | 18.77 | 10.77 | -7.73 | 8.97 |
| Advances Growth | 11.12 | 13.95 | 16.88 | 5.31 | 3.79 |
| EPS Growth(%) | 17.53 | 40.54 | 115.76 | -11.67 | 136.21 |
| Liquidity Ratios | |||||
| Loans/Deposits(x) | - | - | - | - | - |
| Cash / Deposits(x) | 0.05 | 0.05 | 0.06 | 0.07 | 0.03 |
| Investment / Deposits(x) | 0.28 | 0.26 | 0.29 | 0.29 | 0.28 |
| IncLoan / Deposits(x) | 1.60 | 2.14 | 2.37 | 2.07 | 1.87 |
| Credit/Deposits(%) | - | - | - | - | - |
| Total Debt/Mcap(x) | - | - | - | - | - |
| Net NPAs (funded) to Net Advances (%) | - | - | - | 2.49 | 2.95 |
Compare Financial Ratios of peers of THE JAMMU & KASHMIR BANK
| Peers & Returns | Market Capitalization | 1 Week | 1 Month | 1 Year | ||
| THE JAMMU & KASHMIR BANK | ₹14,392.7 Cr | -4.5% | 2.8% | 35.7% | Stock Analytics | |
| HDFC BANK | ₹1,182,070.0 Cr | 0.4% | -5.2% | -21.4% | Stock Analytics | |
| ICICI BANK | ₹892,406.0 Cr | -1.7% | -7.7% | -14% | Stock Analytics | |
| AXIS BANK | ₹387,067.0 Cr | -2.1% | -8.1% | 4.2% | Stock Analytics | |
| KOTAK MAHINDRA BANK | ₹385,228.0 Cr | 1.6% | 1.3% | -10.7% | Stock Analytics | |
| INDUSIND BANK | ₹69,130.5 Cr | -3.8% | 5.7% | 14.9% | Stock Analytics | |
THE JAMMU & KASHMIR BANK Share Price vs Sensex
| Share Price Returns(%) | 1 Week | 1 Month | 1 Year |
| THE JAMMU & KASHMIR BANK | -4.5% |
2.8% |
35.7% |
| SENSEX | -2.7% |
-2.1% |
-5.3% |
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