FINO PAYMENTS BANK
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FINO PAYMENTS BANK Last 5 Year Financial Ratios History
[Standalone]
| Mar2026 | Mar2025 | Mar2024 | Mar2023 | Mar2022 | |
|---|---|---|---|---|---|
| Operational & Financial Ratios | |||||
| Earnings Per Share (Rs) | 6.30 | 11.12 | 10.36 | 7.82 | 5.14 |
| DPS(Rs) | - | - | - | - | - |
| Book NAV/Share(Rs) | 92.56 | 86.44 | 75.46 | 65.10 | 57.28 |
| Margin Ratios | |||||
| Yield on Advances | - | - | - | - | - |
| Yield on Investments | - | - | - | - | - |
| Cost of Liabilities | 2.92 | 3.62 | 3.71 | 3.51 | 2.03 |
| NIM | 2.91 | 2.71 | 2.53 | 2.40 | 1.45 |
| Interest Spread | - | - | - | - | - |
| Performance Ratios | |||||
| ROA(%) | 1.10 | 2.43 | 2.93 | 3.14 | 3.18 |
| ROE(%) | 7.04 | 13.74 | 14.74 | 12.78 | 13.63 |
| ROCE(%) | 7.13 | 11.49 | 11.74 | 10.98 | 9.23 |
| Efficiency Ratios | |||||
| Cost Income Ratio | 95.43 | 93.80 | 93.79 | 94.50 | 95.70 |
| Core Cost Income Ratio | 95.46 | 93.80 | 93.79 | 94.47 | 95.71 |
| Operating Costs to Assets | 26.47 | 38.95 | 38.39 | 45.31 | 56.60 |
| Capitalisation Ratios | |||||
| Tier 1 ratio | - | - | - | - | - |
| Tier 2 ratio | - | - | - | - | - |
| CAR | - | - | - | - | - |
| Valuation Parameters | |||||
| PER(x) | 18.71 | 20.52 | 27.14 | 26.05 | 48.79 |
| PCE(x) | 7.63 | 12.27 | 16.76 | 15.85 | 26.67 |
| Price/Book(x) | 1.27 | 2.64 | 3.73 | 3.13 | 4.38 |
| Yield(%) | - | - | - | - | - |
| EV/Net Sales(x) | 10.14 | 14.02 | 20.35 | 22.45 | 65.54 |
| EV/Core EBITDA(x) | 37.34 | 25.27 | 35.15 | 32.72 | 54.63 |
| EV/EBIT(x) | 13.85 | 13.10 | 18.48 | 18.94 | 40.23 |
| EV/CE(x) | 1.08 | 1.73 | 2.25 | 2.16 | 3.20 |
| M Cap / Sales | 3.96 | 9.73 | 15.60 | 17.87 | 58.53 |
| Growth Ratio | |||||
| Core Operating Income Growth | 41.46 | 33.03 | 49.79 | 133.72 | 89.69 |
| Operating Profit Growth | - | - | - | - | - |
| Net Profit Growth | -43.31 | 7.32 | 32.47 | 52.28 | 108.75 |
| BVPS Growth | 7.08 | 14.54 | 15.92 | 13.66 | 69.62 |
| Advances Growth | -48.52 | 145.86 | -41.01 | -52.27 | 85.80 |
| EPS Growth(%) | -43.31 | 7.31 | 32.48 | 52.28 | 11.83 |
| Liquidity Ratios | |||||
| Loans/Deposits(x) | - | - | - | - | - |
| Cash / Deposits(x) | 0.06 | 0.09 | 0.22 | 0.24 | 0.45 |
| Investment / Deposits(x) | 1.37 | 1.23 | 1.24 | 1.25 | 1.26 |
| IncLoan / Deposits(x) | 64.52 | 43.28 | 50.45 | 47.33 | 49.67 |
| Credit/Deposits(%) | - | - | - | - | - |
| Total Debt/Mcap(x) | - | - | - | - | - |
| Net NPAs (funded) to Net Advances (%) | - | - | - | - | - |
Compare Financial Ratios of peers of FINO PAYMENTS BANK
| Peers & Returns | Market Capitalization | 1 Week | 1 Month | 1 Year | ||
| FINO PAYMENTS BANK | ₹1,068.3 Cr | -0.6% | -8.3% | -52.1% | Stock Analytics | |
| HDFC BANK | ₹1,095,030.0 Cr | -1.4% | 0.9% | -25.8% | Stock Analytics | |
| ICICI BANK | ₹963,148.0 Cr | 3.8% | -5.9% | -1% | Stock Analytics | |
| KOTAK MAHINDRA BANK | ₹429,002.0 Cr | 6.2% | 2.7% | 4.5% | Stock Analytics | |
| AXIS BANK | ₹388,744.0 Cr | 3.3% | -1.4% | 8.2% | Stock Analytics | |
| IDBI BANK | ₹93,545.9 Cr | 4.6% | -5.4% | -3.2% | Stock Analytics | |
FINO PAYMENTS BANK Share Price vs Sensex
| Share Price Returns(%) | 1 Week | 1 Month | 1 Year |
| FINO PAYMENTS BANK | -0.6% |
-8.3% |
-52.1% |
| SENSEX | -2.1% |
-5.9% |
-10.8% |
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