FINO PAYMENTS BANK
|
FINO PAYMENTS BANK Last 5 Year Balance Sheet History
[Standalone]
| Mar2025 | Mar2024 | Mar2023 | Mar2022 | Mar2021 | |
|---|---|---|---|---|---|
| SOURCES OF FUNDS: | |||||
| Share Capital | ₹83 Cr | ₹83 Cr | ₹83 Cr | ₹83 Cr | ₹45 Cr |
| Equity - Authorised | ₹90 Cr | ₹90 Cr | ₹85 Cr | ₹85 Cr | ₹85 Cr |
| Equity - Issued | ₹83 Cr | ₹83 Cr | ₹83 Cr | ₹83 Cr | ₹45 Cr |
| Equity Paid Up | ₹83 Cr | ₹83 Cr | ₹83 Cr | ₹83 Cr | ₹45 Cr |
| Equity Shares Forfeited | - | - | - | - | - |
| Adjustments to Equity | - | - | - | - | - |
| Preference Capital Paid Up | - | - | - | - | - |
| Face Value | ₹10.00 | ₹10.00 | ₹10.00 | ₹10.00 | ₹10.00 |
| Share Warrants & Outstandings | ₹28 Cr | ₹15 Cr | ₹11 Cr | ₹3.19 Cr | - |
| Total Reserves | ₹636 Cr | ₹545 Cr | ₹459 Cr | ₹393 Cr | ₹106 Cr |
| Securities Premium | ₹649 Cr | ₹649 Cr | ₹649 Cr | ₹649 Cr | ₹404 Cr |
| Capital Reserves | - | - | - | - | - |
| Profit & Loss Account Balances | ₹-135 Cr | ₹-192 Cr | ₹-247 Cr | ₹-272 Cr | ₹-304 Cr |
| General Reserves | - | - | - | - | - |
| Other Reserves | ₹122 Cr | ₹88 Cr | ₹56 Cr | ₹16 Cr | ₹5.12 Cr |
| Reserve excluding Revaluation Reserve | ₹636 Cr | ₹545 Cr | ₹459 Cr | ₹393 Cr | ₹106 Cr |
| Revaluation Reserves | - | - | - | - | - |
| Deposits | ₹1,939 Cr | ₹1,413 Cr | ₹917 Cr | ₹503 Cr | ₹243 Cr |
| Demand Deposits | ₹31 Cr | ₹15 Cr | ₹5.57 Cr | ₹5.05 Cr | ₹1.63 Cr |
| Savings Deposit | ₹1,908 Cr | ₹1,398 Cr | ₹912 Cr | ₹498 Cr | ₹241 Cr |
| Term Deposits / Fixed Deposits | - | - | - | - | - |
| Current Deposits | - | - | - | - | - |
| Recurring Deposits | - | - | - | - | - |
| Other Deposits | - | - | - | - | - |
| Borrowings | ₹839 Cr | ₹713 Cr | ₹434 Cr | ₹250 Cr | ₹181 Cr |
| Borrowings From Reserve Bank of India | - | - | - | - | - |
| Borrowings From Other Banks | ₹440 Cr | ₹345 Cr | ₹282 Cr | ₹229 Cr | ₹51 Cr |
| Borrowings From GOI | - | - | - | - | - |
| Borrowings From Other Financial Institutions | ₹400 Cr | ₹368 Cr | ₹152 Cr | ₹21 Cr | ₹130 Cr |
| Borrowings in the form of Bonds / Debentures | - | - | - | - | - |
| Borrowings in Other Form | - | - | - | - | - |
| Borrowings From Out of India | - | - | - | - | - |
| Other Liabilities & Provisions | ₹680 Cr | ₹651 Cr | ₹563 Cr | ₹448 Cr | ₹436 Cr |
| Bills Payable | - | - | - | - | - |
| Inter-office adjustment Liabilities | - | - | - | - | - |
| Interest Accrued | ₹1.19 Cr | ₹0.92 Cr | ₹0.36 Cr | ₹0.04 Cr | ₹0.02 Cr |
| Proposed Dividend | - | - | - | - | - |
| Corporate dividend tax payable | - | - | - | - | - |
| Other Liabilities & Provisions | ₹679 Cr | ₹650 Cr | ₹562 Cr | ₹448 Cr | ₹436 Cr |
| Total Liabilities | ₹4,206 Cr | ₹3,419 Cr | ₹2,466 Cr | ₹1,680 Cr | ₹1,010 Cr |
| APPLICATION OF FUNDS : | |||||
| Cash and balance with Reserve Bank of India | ₹183 Cr | ₹317 Cr | ₹220 Cr | ₹224 Cr | ₹88 Cr |
| Cash with RBI | ₹182 Cr | ₹316 Cr | ₹215 Cr | ₹214 Cr | ₹82 Cr |
| Cash in hand & others | ₹0.87 Cr | ₹1.44 Cr | ₹4.62 Cr | ₹9.65 Cr | ₹6.39 Cr |
| Balances with banks and money at call | ₹921 Cr | ₹748 Cr | ₹614 Cr | ₹542 Cr | ₹183 Cr |
| Investments | ₹2,388 Cr | ₹1,747 Cr | ₹1,146 Cr | ₹631 Cr | ₹504 Cr |
| Investments in India | ₹2,388 Cr | ₹1,747 Cr | ₹1,146 Cr | ₹631 Cr | ₹504 Cr |
| GOI/State Govt. Securities | ₹2,388 Cr | ₹1,744 Cr | ₹1,144 Cr | ₹631 Cr | ₹504 Cr |
| Equity Shares - Corporate | ₹0.08 Cr | ₹2.50 Cr | ₹2.50 Cr | - | - |
| Debentures & Bonds | - | - | - | - | - |
| Subsidiaries and/or joint ventures/Associates | - | - | - | - | - |
| Units - MF/ Insurance/CP/PTC | - | - | - | - | - |
| Other Investments | - | - | - | - | - |
| Investments outside India | - | - | - | - | - |
| Government securities | - | - | - | - | - |
| Subsidiaries and/or joint ventures abroad | - | - | - | - | - |
| Other investments outside India | - | - | - | - | - |
| Less: Prov for Diminution in Value of Invest. | - | - | - | - | - |
| Advances | ₹0.17 Cr | ₹0.07 Cr | ₹0.12 Cr | ₹0.25 Cr | ₹0.13 Cr |
| Bills Purchased & Discounted | - | - | - | - | - |
| Cash Credit, Over Draft & Loans repayable | - | - | - | - | - |
| Term Loans | ₹0.17 Cr | ₹0.07 Cr | ₹0.12 Cr | ₹0.25 Cr | ₹0.13 Cr |
| Finance lease and hire purchase receivable | - | - | - | - | - |
| Advances Others | - | - | - | - | - |
| Gross block | ₹469 Cr | ₹388 Cr | ₹326 Cr | ₹237 Cr | ₹174 Cr |
| Premises | - | - | - | - | - |
| Assets Given on Lease | - | - | - | - | - |
| Other Fixed Assets | ₹469 Cr | ₹388 Cr | ₹326 Cr | ₹237 Cr | ₹174 Cr |
| Less: Accumulated Depreciation | ₹302 Cr | ₹240 Cr | ₹186 Cr | ₹144 Cr | ₹112 Cr |
| Less: Impairment of Assets | - | - | - | - | - |
| Net Block | ₹167 Cr | ₹148 Cr | ₹139 Cr | ₹92 Cr | ₹62 Cr |
| Lease Adjustment | - | - | - | - | - |
| Capital Work in Progress | ₹130 Cr | ₹47 Cr | ₹5.48 Cr | ₹0.46 Cr | ₹1.81 Cr |
| Other Assets | ₹416 Cr | ₹411 Cr | ₹341 Cr | ₹189 Cr | ₹172 Cr |
| Inter-office adjustment Assets | - | - | - | - | - |
| Interest Accrued Assets | ₹22 Cr | ₹6.81 Cr | ₹5.39 Cr | ₹4.28 Cr | ₹1.36 Cr |
| Tax paid in advance/TDS | ₹8.11 Cr | ₹11 Cr | ₹8.84 Cr | ₹12 Cr | ₹4.80 Cr |
| Stationery and stamps | - | - | - | - | - |
| Non-banking assets acquired | - | - | - | - | - |
| Deferred tax asset | - | - | - | - | - |
| Miscellaneous Expenditure not written off | - | - | - | - | - |
| Assets Others | ₹386 Cr | ₹394 Cr | ₹327 Cr | ₹173 Cr | ₹165 Cr |
| Total Assets | ₹4,206 Cr | ₹3,419 Cr | ₹2,466 Cr | ₹1,680 Cr | ₹1,010 Cr |
| Contingent Liabilities | ₹34 Cr | ₹13 Cr | ₹7.08 Cr | ₹4.32 Cr | ₹4.01 Cr |
| Claims not acknowledged as debts | ₹9.32 Cr | ₹0.31 Cr | - | - | ₹0.33 Cr |
| Outstanding forward exchange contracts | - | - | - | - | - |
| Guarantees given in India | - | - | - | - | - |
| Guarantees given Outside India | - | - | - | - | - |
| Acceptances, endorsements & other obligations | - | - | - | - | - |
| Other Contingent liabilities | ₹25 Cr | ₹13 Cr | ₹7.08 Cr | ₹4.32 Cr | ₹3.68 Cr |
| Bills for collection | - | - | - | - | - |
| Book Value | - | 75.46 | 65.10 | 57.28 | 33.77 |
| Adjusted Book Value | 86.44 | 75.46 | 65.10 | 57.28 | 19.30 |
Compare Balance Sheet of peers of FINO PAYMENTS BANK
| Peers & Returns | Market Capitalization | 1 Week | 1 Month | 1 Year | ||
| FINO PAYMENTS BANK | ₹2,644.5 Cr | -3.8% | 19.2% | -17.3% | Stock Analytics | |
| HDFC BANK | ₹1,540,830.0 Cr | -0% | 5.5% | 16.1% | Stock Analytics | |
| ICICI BANK | ₹984,963.0 Cr | -1% | -0.3% | 8.5% | Stock Analytics | |
| KOTAK MAHINDRA BANK | ₹427,327.0 Cr | -3% | 5.8% | 24% | Stock Analytics | |
| AXIS BANK | ₹389,164.0 Cr | 2.3% | 8.2% | 5.6% | Stock Analytics | |
| INDUSIND BANK | ₹60,039.5 Cr | 1.5% | 4% | -40.7% | Stock Analytics | |
FINO PAYMENTS BANK Share Price vs Sensex
| Share Price Returns(%) | 1 Week | 1 Month | 1 Year |
| FINO PAYMENTS BANK | -3.8% |
19.2% |
-17.3% |
| SENSEX | 1% |
3.3% |
4.5% |
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