ESAF SMALL FINANCE BANK
|
ESAF SMALL FINANCE BANK Last 5 Year Financial Ratios History
[Standalone]
| Mar2025 | Mar2024 | Mar2023 | Mar2022 | Mar2021 | |
|---|---|---|---|---|---|
| Operational & Financial Ratios | |||||
| Earnings Per Share (Rs) | -10.12 | 8.27 | 6.73 | 1.22 | 2.34 |
| DPS(Rs) | - | 0.70 | - | - | - |
| Book NAV/Share(Rs) | 37.74 | 48.29 | 38.03 | 31.30 | 30.08 |
| Margin Ratios | |||||
| Yield on Advances | 21.42 | 20.87 | 20.49 | 16.67 | 20.09 |
| Yield on Investments | - | - | - | - | - |
| Cost of Liabilities | 7.34 | 6.27 | 5.65 | 5.03 | 6.73 |
| NIM | 7.89 | 9.38 | 9.38 | 6.66 | 7.73 |
| Interest Spread | 14.09 | 14.60 | 14.85 | 11.64 | 13.36 |
| Performance Ratios | |||||
| ROA(%) | -1.96 | 1.84 | 1.59 | 0.36 | 0.97 |
| ROE(%) | -23.53 | 20.29 | 19.41 | 3.97 | 8.65 |
| ROCE(%) | -10.91 | 14.45 | 12.42 | 5.07 | 9.61 |
| Efficiency Ratios | |||||
| Cost Income Ratio | 77.88 | 58.65 | 57.93 | 63.69 | 60.24 |
| Core Cost Income Ratio | 80.48 | 59.51 | 55.93 | 64.66 | 61.67 |
| Operating Costs to Assets | 7.22 | 6.32 | 6.08 | 4.87 | 5.12 |
| Capitalisation Ratios | |||||
| Tier 1 ratio | - | - | - | - | - |
| Tier 2 ratio | - | - | - | - | - |
| CAR | - | - | - | - | - |
| Valuation Parameters | |||||
| PER(x) | - | 6.56 | - | - | - |
| PCE(x) | -2.74 | 5.85 | - | - | - |
| Price/Book(x) | 0.65 | 1.12 | - | - | - |
| Yield(%) | - | 1.29 | - | - | - |
| EV/Net Sales(x) | 0.69 | 1.57 | 1.33 | 1.75 | 1.31 |
| EV/Core EBITDA(x) | 4.79 | 5.17 | 4.26 | 6.92 | 5.14 |
| EV/EBIT(x) | 2.39 | 2.98 | 2.67 | 3.93 | 2.49 |
| EV/CE(x) | 0.80 | 1.05 | 0.75 | 0.78 | 0.70 |
| M Cap / Sales | 0.33 | 0.73 | - | - | - |
| Growth Ratio | |||||
| Core Operating Income Growth | -13.43 | 29.05 | 60.07 | 24.47 | 16.33 |
| Operating Profit Growth | - | - | - | - | - |
| Net Profit Growth | -222.52 | 40.76 | 452.39 | -48.07 | -44.64 |
| BVPS Growth | -21.86 | 27.01 | -99.88 | 4.05 | 18.70 |
| Advances Growth | -1.45 | 31.38 | 19.66 | 42.48 | 24.74 |
| EPS Growth(%) | -222.36 | 22.90 | 452.39 | -48.07 | -47.31 |
| Liquidity Ratios | |||||
| Loans/Deposits(x) | - | - | - | - | - |
| Cash / Deposits(x) | 0.06 | 0.07 | 0.05 | 0.10 | 0.18 |
| Investment / Deposits(x) | 0.26 | 0.28 | 0.33 | 0.32 | 0.21 |
| IncLoan / Deposits(x) | 6.04 | 16.22 | 22.87 | 23.04 | 18.82 |
| Credit/Deposits(%) | - | - | - | - | - |
| Total Debt/Mcap(x) | - | - | - | - | - |
| Net NPAs (funded) to Net Advances (%) | 2.99 | 2.26 | 1.13 | 3.92 | 3.88 |
Compare Financial Ratios of peers of ESAF SMALL FINANCE BANK
| Peers & Returns | Market Capitalization | 1 Week | 1 Month | 1 Year | ||
| ESAF SMALL FINANCE BANK | ₹1,227.9 Cr | 13% | -10% | -4.8% | Stock Analytics | |
| HDFC BANK | ₹1,187,140.0 Cr | 2% | -12.5% | -17.7% | Stock Analytics | |
| ICICI BANK | ₹881,717.0 Cr | -0.2% | -10.4% | -9% | Stock Analytics | |
| AXIS BANK | ₹387,076.0 Cr | 3.3% | -9.3% | 9.1% | Stock Analytics | |
| KOTAK MAHINDRA BANK | ₹358,570.0 Cr | -1.5% | -12.7% | -16% | Stock Analytics | |
| INDUSIND BANK | ₹61,233.8 Cr | -0.8% | -16.6% | 15.7% | Stock Analytics | |
ESAF SMALL FINANCE BANK Share Price vs Sensex
| Share Price Returns(%) | 1 Week | 1 Month | 1 Year |
| ESAF SMALL FINANCE BANK | 13% |
-10% |
-4.8% |
| SENSEX | -1.6% |
-8.8% |
-4.1% |
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