CREDITACCESS GRAMEEN
|
CREDITACCESS GRAMEEN Last 5 Year Financial Ratios History
[Consolidated]
| Mar2026 | Mar2025 | Mar2024 | Mar2023 | Mar2022 | |
|---|---|---|---|---|---|
| Operational & Financial Ratios | |||||
| Earnings Per Share (Rs) | 48.54 | 33.27 | 90.72 | 51.98 | 22.65 |
| CEPS(Rs) | 52.48 | 37.17 | 93.93 | 55.12 | 25.68 |
| DPS(Rs) | - | - | 10.00 | - | - |
| Book NAV/Share(Rs) | 485.40 | 432.43 | 410.27 | 320.15 | 266.58 |
| Tax Rate(%) | 24.73 | 25.04 | 25.44 | 25.27 | 26.56 |
| Margin Ratios | |||||
| Core EBITDA Margin(%) | 49.48 | 47.32 | 72.05 | 66.73 | 54.98 |
| EBIT Margin(%) | 48.50 | 46.31 | 71.18 | 65.49 | 53.53 |
| Pre Tax Margin(%) | 17.05 | 12.32 | 37.53 | 31.18 | 17.53 |
| PAT Margin (%) | 12.83 | 9.24 | 27.99 | 23.30 | 12.87 |
| Cash Profit Margin (%) | 13.88 | 10.32 | 28.98 | 24.71 | 14.59 |
| Performance Ratios | |||||
| ROA(%) | 2.52 | 1.80 | 5.50 | 4.08 | 2.11 |
| ROE(%) | 10.59 | 7.90 | 24.87 | 17.87 | 9.01 |
| ROCE(%) | 9.98 | 9.55 | 14.76 | 12.06 | 9.26 |
| Asset Turnover(x) | 0.20 | 0.19 | 0.20 | 0.18 | 0.16 |
| Sales/Fixed Asset(x) | 6.85 | 6.79 | 6.44 | 4.61 | 3.87 |
| Working Capital/Sales(x) | -0.57 | -0.69 | -0.70 | 2.10 | 1.87 |
| Efficiency Ratios | |||||
| Fixed Capital/Sales(x) | 0.15 | 0.15 | 0.16 | 0.22 | 0.26 |
| Receivable days | - | - | - | - | - |
| Inventory Days | - | - | - | - | - |
| Payable days | - | - | - | - | - |
| Valuation Parameters | |||||
| PER(x) | 23.80 | 28.63 | 15.87 | 17.60 | 37.48 |
| PCE(x) | 22.02 | 25.63 | 15.33 | 16.60 | 33.06 |
| Price/Book(x) | 2.38 | 2.20 | 3.51 | 2.86 | 3.18 |
| Yield(%) | - | - | 0.69 | - | - |
| EV/Net Sales(x) | 6.75 | 5.97 | 8.43 | 8.30 | 8.89 |
| EV/Core EBITDA(x) | 13.62 | 12.59 | 11.68 | 12.41 | 16.10 |
| EV/EBIT(x) | 13.91 | 12.88 | 11.85 | 12.67 | 16.61 |
| EV/CE(x) | 1.30 | 1.25 | 1.53 | 1.37 | 1.36 |
| M Cap / Sales | 3.05 | 2.64 | 4.44 | 4.10 | 4.83 |
| Growth Ratio | |||||
| Net Sales Growth(%) | 5.33 | 11.34 | 45.74 | 29.25 | 11.45 |
| Core EBITDA Growth(%) | 10.10 | -26.89 | 57.24 | 56.48 | 30.89 |
| EBIT Growth(%) | 10.30 | -27.56 | 58.41 | 58.12 | 31.83 |
| PAT Growth(%) | 46.34 | -63.25 | 75.04 | 133.96 | 168.70 |
| EPS Growth(%) | 45.90 | -63.33 | 74.52 | 129.49 | 162.96 |
| Financial Stability Ratios | |||||
| Total Debt/Equity(x) | 3.04 | 2.96 | 3.34 | 3.21 | 3.11 |
| Current Ratio(x) | 0.21 | 0.25 | 0.28 | 3.71 | 3.46 |
| Quick Ratio(x) | 0.21 | 0.25 | 0.28 | 3.71 | 3.46 |
| Interest Cover(x) | 1.54 | 1.36 | 2.12 | 1.91 | 1.49 |
| Total Debt/Mcap(x) | 1.28 | 1.34 | 0.95 | 1.12 | 0.98 |
Compare Financial Ratios of peers of CREDITACCESS GRAMEEN
| Peers & Returns | Market Capitalization | 1 Week | 1 Month | 1 Year | ||
| CREDITACCESS GRAMEEN | ₹21,942.6 Cr | -4.4% | 7.5% | 22.3% | Stock Analytics | |
| BAJAJ FINANCE | ₹599,124.0 Cr | 0.4% | 5% | 4.9% | Stock Analytics | |
| SHRIRAM FINANCE | ₹233,668.0 Cr | -1.4% | 5.5% | 49.4% | Stock Analytics | |
| JIO FINANCIAL SERVICES | ₹156,990.0 Cr | -2.1% | -0.2% | -16% | Stock Analytics | |
| CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY | ₹146,982.0 Cr | 2.6% | 11.9% | 10.5% | Stock Analytics | |
| MUTHOOT FINANCE | ₹125,218.0 Cr | -2.3% | -5.4% | 21.5% | Stock Analytics | |
CREDITACCESS GRAMEEN Share Price vs Sensex
| Share Price Returns(%) | 1 Week | 1 Month | 1 Year |
| CREDITACCESS GRAMEEN | -4.4% |
7.5% |
22.3% |
| SENSEX | -0.8% |
1.4% |
-6.8% |
You may also like the below Video Courses
