UTKARSH SMALL FINANCE BANK
|
UTKARSH SMALL FINANCE BANK Last 5 Year Financial Ratios History
[Standalone]
| Mar2025 | Mar2024 | Mar2023 | Mar2022 | Mar2021 | |
|---|---|---|---|---|---|
| Operational & Financial Ratios | |||||
| Earnings Per Share (Rs) | 0.22 | 4.53 | 4.52 | 0.69 | 1.32 |
| DPS(Rs) | - | 0.50 | - | - | - |
| Book NAV/Share(Rs) | 26.60 | 26.85 | 22.13 | 17.49 | 16.13 |
| Margin Ratios | |||||
| Yield on Advances | 20.12 | 19.42 | 19.17 | 18.08 | 19.24 |
| Yield on Investments | - | - | - | - | - |
| Cost of Liabilities | 7.28 | 6.64 | 6.08 | 6.23 | 7.33 |
| NIM | 7.46 | 8.17 | 8.29 | 7.34 | 7.17 |
| Interest Spread | 12.83 | 12.78 | 13.09 | 11.84 | 11.91 |
| Performance Ratios | |||||
| ROA(%) | 0.09 | 2.31 | 2.37 | 0.45 | 1.04 |
| ROE(%) | 0.81 | 20.17 | 22.80 | 4.19 | 9.37 |
| ROCE(%) | 3.97 | 17.84 | 17.13 | 7.19 | 10.78 |
| Efficiency Ratios | |||||
| Cost Income Ratio | 61.61 | 56.38 | 54.15 | 58.90 | 55.43 |
| Core Cost Income Ratio | 61.84 | 56.38 | 54.15 | 58.77 | 56.29 |
| Operating Costs to Assets | 5.74 | 5.39 | 5.18 | 4.87 | 4.49 |
| Capitalisation Ratios | |||||
| Tier 1 ratio | - | - | - | - | - |
| Tier 2 ratio | - | - | - | - | - |
| CAR | - | - | - | - | - |
| Valuation Parameters | |||||
| PER(x) | 102.37 | 10.35 | - | - | - |
| PCE(x) | 24.19 | 9.15 | - | - | - |
| Price/Book(x) | 0.83 | 1.75 | - | - | - |
| Yield(%) | - | 1.07 | - | - | - |
| EV/Net Sales(x) | 1.27 | 2.25 | 1.30 | 1.88 | 2.19 |
| EV/Core EBITDA(x) | 4.75 | 7.17 | 3.87 | 6.77 | 7.88 |
| EV/EBIT(x) | 2.70 | 3.66 | 2.15 | 4.00 | 3.87 |
| EV/CE(x) | 0.90 | 1.44 | 0.75 | 0.84 | 0.87 |
| M Cap / Sales | 0.64 | 1.62 | - | - | - |
| Growth Ratio | |||||
| Core Operating Income Growth | 7.27 | 23.33 | 44.13 | 26.41 | 15.25 |
| Operating Profit Growth | - | - | - | - | - |
| Net Profit Growth | -95.24 | 23.02 | 558.13 | -45.03 | -40.12 |
| BVPS Growth | -0.90 | 21.33 | -99.87 | - | 20.13 |
| Advances Growth | 14.37 | 25.22 | 27.77 | 24.48 | 30.81 |
| EPS Growth(%) | -95.25 | 0.25 | 557.85 | -47.93 | -46.41 |
| Liquidity Ratios | |||||
| Loans/Deposits(x) | - | - | - | - | - |
| Cash / Deposits(x) | 0.12 | 0.07 | 0.09 | 0.18 | 0.04 |
| Investment / Deposits(x) | 0.23 | 0.21 | 0.21 | 0.23 | 0.31 |
| IncLoan / Deposits(x) | 10.92 | 11.42 | 17.14 | 25.53 | 34.74 |
| Credit/Deposits(%) | - | - | - | - | - |
| Total Debt/Mcap(x) | - | - | - | - | - |
| Net NPAs (funded) to Net Advances (%) | - | 0.03 | 0.39 | 2.31 | 1.33 |
Compare Financial Ratios of peers of UTKARSH SMALL FINANCE BANK
| Peers & Returns | Market Capitalization | 1 Week | 1 Month | 1 Year | ||
| UTKARSH SMALL FINANCE BANK | ₹2,398.8 Cr | -3.4% | -7.4% | -49.3% | Stock Analytics | |
| HDFC BANK | ₹1,424,090.0 Cr | -0.7% | -0.6% | 5.6% | Stock Analytics | |
| ICICI BANK | ₹1,009,140.0 Cr | 0.3% | -0.1% | 12% | Stock Analytics | |
| KOTAK MAHINDRA BANK | ₹423,172.0 Cr | -0.9% | 1.7% | 7.4% | Stock Analytics | |
| AXIS BANK | ₹421,924.0 Cr | 0.1% | 4.9% | 31.9% | Stock Analytics | |
| INDUSIND BANK | ₹72,602.1 Cr | 0.5% | -2.2% | -13.3% | Stock Analytics | |
UTKARSH SMALL FINANCE BANK Share Price vs Sensex
| Share Price Returns(%) | 1 Week | 1 Month | 1 Year |
| UTKARSH SMALL FINANCE BANK | -3.4% |
-7.4% |
-49.3% |
| SENSEX | -0.9% |
-0.1% |
7% |
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