UNION BANK OF INDIA
|
UNION BANK OF INDIA Last 5 Year Financial Ratios History
[Consolidated]
| Mar2025 | Mar2024 | Mar2023 | Mar2022 | Mar2021 | |
|---|---|---|---|---|---|
| Operational & Financial Ratios | |||||
| Earnings Per Share (Rs) | 23.62 | 18.07 | 12.45 | 7.70 | 4.47 |
| DPS(Rs) | 4.75 | 3.60 | 3.00 | 1.90 | - |
| Book NAV/Share(Rs) | 139.74 | 120.32 | 106.17 | 96.57 | 93.24 |
| Margin Ratios | |||||
| Yield on Advances | 11.33 | 11.48 | 10.62 | 10.29 | 11.68 |
| Yield on Investments | - | - | - | - | - |
| Cost of Liabilities | 5.28 | 5.06 | 4.13 | 3.70 | 4.51 |
| NIM | 2.60 | 2.77 | 2.71 | 2.47 | 2.48 |
| Interest Spread | 6.05 | 6.42 | 6.49 | 6.58 | 7.17 |
| Performance Ratios | |||||
| ROA(%) | 1.23 | 1.02 | 0.68 | 0.46 | 0.35 |
| ROE(%) | 18.05 | 16.68 | 12.17 | 8.28 | 6.25 |
| ROCE(%) | 20.90 | 21.33 | 12.97 | 9.44 | 5.51 |
| Efficiency Ratios | |||||
| Cost Income Ratio | 47.34 | 48.35 | 47.89 | 47.39 | 50.00 |
| Core Cost Income Ratio | 50.20 | 50.29 | 49.01 | 51.60 | 56.81 |
| Operating Costs to Assets | 1.86 | 1.89 | 1.82 | 1.65 | 1.82 |
| Capitalisation Ratios | |||||
| Tier 1 ratio | - | - | - | - | - |
| Tier 2 ratio | - | - | - | - | - |
| CAR | - | - | - | - | - |
| Valuation Parameters | |||||
| PER(x) | 5.34 | 8.49 | 5.34 | 5.03 | 7.62 |
| PCE(x) | 5.07 | 8.02 | 4.95 | 4.45 | 5.84 |
| Price/Book(x) | 0.90 | 1.28 | 0.63 | 0.40 | 0.37 |
| Yield(%) | 3.76 | 2.35 | 4.51 | 4.90 | - |
| EV/Net Sales(x) | 1.14 | 1.44 | 1.09 | 1.14 | 1.07 |
| EV/Core EBITDA(x) | 3.97 | 5.09 | 3.45 | 3.56 | 3.74 |
| EV/EBIT(x) | 1.32 | 1.70 | 1.47 | 1.60 | 1.59 |
| EV/CE(x) | 0.92 | 1.21 | 0.76 | 0.66 | 0.07 |
| M Cap / Sales | 0.89 | 1.17 | 0.56 | 0.39 | 0.31 |
| Growth Ratio | |||||
| Core Operating Income Growth | 1.82 | 11.72 | 18.11 | 11.32 | 116.44 |
| Operating Profit Growth | - | - | - | - | - |
| Net Profit Growth | 30.73 | 62.61 | 61.86 | 84.17 | 193.00 |
| BVPS Growth | 16.14 | 13.33 | 9.95 | 3.57 | 3.91 |
| Advances Growth | 9.46 | 14.37 | 15.21 | 11.80 | 86.77 |
| EPS Growth(%) | 30.66 | 45.13 | 61.65 | 72.37 | 149.02 |
| Liquidity Ratios | |||||
| Loans/Deposits(x) | - | - | - | - | - |
| Cash / Deposits(x) | 0.07 | 0.04 | 0.04 | 0.04 | 0.04 |
| Investment / Deposits(x) | 0.28 | 0.28 | 0.31 | 0.34 | 0.37 |
| IncLoan / Deposits(x) | 2.09 | 2.20 | 3.81 | 4.95 | 5.61 |
| Credit/Deposits(%) | - | - | - | - | - |
| Total Debt/Mcap(x) | - | - | - | - | - |
| Net NPAs (funded) to Net Advances (%) | - | - | - | - | - |
Compare Financial Ratios of peers of UNION BANK OF INDIA
| Peers & Returns | Market Capitalization | 1 Week | 1 Month | 1 Year | ||
| UNION BANK OF INDIA | ₹97,404.7 Cr | -3.6% | -1.9% | 1.3% | Stock Analytics | |
| STATE BANK OF INDIA | ₹742,096.0 Cr | -1.2% | 0.5% | -0.9% | Stock Analytics | |
| BANK OF BARODA | ₹122,354.0 Cr | -2.6% | -2.1% | -6.9% | Stock Analytics | |
| PUNJAB NATIONAL BANK | ₹118,205.0 Cr | -2.8% | -5.4% | -12.1% | Stock Analytics | |
| CANARA BANK | ₹96,285.0 Cr | -3.4% | -2.8% | -5.8% | Stock Analytics | |
| INDIAN OVERSEAS BANK | ₹77,064.9 Cr | 1.7% | 2.4% | -37.3% | Stock Analytics | |
UNION BANK OF INDIA Share Price vs Sensex
| Share Price Returns(%) | 1 Week | 1 Month | 1 Year |
| UNION BANK OF INDIA | -3.6% |
-1.9% |
1.3% |
| SENSEX | -1.8% |
-1.6% |
-2% |
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