SURYODAY SMALL FINANCE BANK
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SURYODAY SMALL FINANCE BANK Last 5 Year Financial Ratios History
[Standalone]
| Mar2026 | Mar2025 | Mar2024 | Mar2023 | Mar2022 | |
|---|---|---|---|---|---|
| Operational & Financial Ratios | |||||
| Earnings Per Share (Rs) | 14.30 | 10.82 | 20.33 | 7.32 | -8.76 |
| DPS(Rs) | 1.50 | - | - | - | - |
| Book NAV/Share(Rs) | 194.58 | 180.19 | 169.01 | 148.45 | 140.91 |
| Margin Ratios | |||||
| Yield on Advances | 16.77 | 19.59 | 19.67 | 19.68 | 19.82 |
| Yield on Investments | - | - | - | - | - |
| Cost of Liabilities | 6.20 | 6.38 | 6.13 | 5.51 | 5.58 |
| NIM | 5.88 | 7.46 | 8.12 | 7.93 | 7.51 |
| Interest Spread | 10.57 | 13.21 | 13.54 | 14.17 | 14.24 |
| Performance Ratios | |||||
| ROA(%) | 0.86 | 0.82 | 1.94 | 0.86 | -1.25 |
| ROE(%) | 7.63 | 6.20 | 12.81 | 5.06 | -6.04 |
| ROCE(%) | 7.72 | 7.19 | 11.06 | 6.26 | 0.05 |
| Efficiency Ratios | |||||
| Cost Income Ratio | 73.67 | 70.59 | 61.61 | 60.02 | 60.93 |
| Core Cost Income Ratio | 74.33 | 71.03 | 61.75 | 57.60 | 60.39 |
| Operating Costs to Assets | 5.40 | 5.98 | 5.88 | 5.14 | 5.05 |
| Capitalisation Ratios | |||||
| Tier 1 ratio | - | - | - | - | - |
| Tier 2 ratio | - | - | - | - | - |
| CAR | - | - | - | - | - |
| Valuation Parameters | |||||
| PER(x) | 8.31 | 9.28 | 7.92 | 12.99 | - |
| PCE(x) | 5.75 | 6.25 | 6.40 | 8.34 | -12.64 |
| Price/Book(x) | 0.61 | 0.56 | 0.95 | 0.64 | 0.62 |
| Yield(%) | 1.26 | - | - | - | - |
| EV/Net Sales(x) | 2.03 | 1.93 | 2.61 | 3.19 | 3.70 |
| EV/Core EBITDA(x) | 11.42 | 9.70 | 9.15 | 11.19 | 13.15 |
| EV/EBIT(x) | 3.48 | 3.81 | 4.54 | 7.02 | 15.12 |
| EV/CE(x) | 0.84 | 0.81 | 0.98 | 0.87 | 0.86 |
| M Cap / Sales | 0.58 | 0.55 | 1.08 | 0.85 | 0.99 |
| Growth Ratio | |||||
| Core Operating Income Growth | -0.67 | 14.96 | 28.89 | 27.74 | 42.38 |
| Operating Profit Growth | - | - | - | - | - |
| Net Profit Growth | 32.19 | -46.77 | 177.97 | 183.51 | -884.72 |
| BVPS Growth | 7.99 | 6.62 | 13.85 | 5.35 | -5.75 |
| Advances Growth | 29.12 | 23.48 | 34.30 | 26.61 | 19.29 |
| EPS Growth(%) | 32.19 | -46.81 | 177.86 | 183.51 | -884.49 |
| Liquidity Ratios | |||||
| Loans/Deposits(x) | - | - | - | - | - |
| Cash / Deposits(x) | 0.12 | 0.14 | 0.10 | 0.15 | 0.16 |
| Investment / Deposits(x) | 0.26 | 0.30 | 0.33 | 0.50 | 0.53 |
| IncLoan / Deposits(x) | 22.31 | 25.62 | 31.41 | 53.52 | 66.20 |
| Credit/Deposits(%) | - | - | - | - | - |
| Total Debt/Mcap(x) | - | - | - | - | - |
| Net NPAs (funded) to Net Advances (%) | 4.21 | 4.58 | 0.86 | 1.55 | 5.97 |
Compare Financial Ratios of peers of SURYODAY SMALL FINANCE BANK
| Peers & Returns | Market Capitalization | 1 Week | 1 Month | 1 Year | ||
| SURYODAY SMALL FINANCE BANK | ₹1,571.1 Cr | 0.7% | -4.7% | -1.4% | Stock Analytics | |
| HDFC BANK | ₹1,090,250.0 Cr | 0.3% | 0.6% | -28.2% | Stock Analytics | |
| ICICI BANK | ₹972,133.0 Cr | 1.6% | -3.2% | -0.8% | Stock Analytics | |
| KOTAK MAHINDRA BANK | ₹437,806.0 Cr | 5.7% | 5.5% | 4.4% | Stock Analytics | |
| AXIS BANK | ₹392,024.0 Cr | 2.9% | 1.1% | 5.5% | Stock Analytics | |
| IDBI BANK | ₹89,341.7 Cr | -3.8% | 2.4% | -10.1% | Stock Analytics | |
SURYODAY SMALL FINANCE BANK Share Price vs Sensex
| Share Price Returns(%) | 1 Week | 1 Month | 1 Year |
| SURYODAY SMALL FINANCE BANK | 0.7% |
-4.7% |
-1.4% |
| SENSEX | 0.8% |
-4.8% |
-10.5% |
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