PUNJAB NATIONAL BANK
|
PUNJAB NATIONAL BANK Last 5 Year Financial Ratios History
[Consolidated]
| Mar2025 | Mar2024 | Mar2023 | Mar2022 | Mar2021 | |
|---|---|---|---|---|---|
| Operational & Financial Ratios | |||||
| Earnings Per Share (Rs) | 16.08 | 8.27 | 3.04 | 3.51 | 2.45 |
| DPS(Rs) | 2.90 | 1.50 | 0.65 | 0.64 | 0.17 |
| Book NAV/Share(Rs) | 108.61 | 92.71 | 85.76 | 82.22 | 81.44 |
| Margin Ratios | |||||
| Yield on Advances | 11.42 | 11.58 | 10.37 | 10.39 | 12.06 |
| Yield on Investments | - | - | - | - | - |
| Cost of Liabilities | 4.80 | 4.72 | 3.81 | 3.86 | 4.36 |
| NIM | 2.46 | 2.67 | 2.48 | 2.34 | 2.60 |
| Interest Spread | 6.62 | 6.86 | 6.56 | 6.53 | 7.70 |
| Performance Ratios | |||||
| ROA(%) | 1.01 | 0.54 | 0.22 | 0.28 | 0.20 |
| ROE(%) | 15.37 | 8.48 | 3.32 | 4.18 | 2.98 |
| ROCE(%) | 15.27 | 10.82 | 5.86 | 5.34 | 5.39 |
| Efficiency Ratios | |||||
| Cost Income Ratio | 54.48 | 53.49 | 51.48 | 49.36 | 47.31 |
| Core Cost Income Ratio | 58.44 | 54.11 | 50.40 | 52.75 | 51.84 |
| Operating Costs to Assets | 1.75 | 1.80 | 1.63 | 1.53 | 1.60 |
| Capitalisation Ratios | |||||
| Tier 1 ratio | - | - | - | - | - |
| Tier 2 ratio | - | - | - | - | - |
| CAR | - | - | - | - | - |
| Valuation Parameters | |||||
| PER(x) | 5.98 | 15.03 | 15.36 | 10.00 | 14.99 |
| PCE(x) | 6.01 | 14.83 | 12.94 | 8.44 | 12.25 |
| Price/Book(x) | 0.89 | 1.34 | 0.54 | 0.43 | 0.45 |
| Yield(%) | 3.02 | 1.21 | 1.39 | 1.83 | 0.47 |
| EV/Net Sales(x) | 1.74 | 1.92 | 1.40 | 1.28 | 1.11 |
| EV/Core EBITDA(x) | 7.95 | 8.36 | 5.30 | 4.66 | 3.97 |
| EV/EBIT(x) | 2.03 | 2.56 | 2.15 | 1.91 | 1.66 |
| EV/CE(x) | 0.94 | 1.20 | 0.74 | 0.07 | 0.07 |
| M Cap / Sales | 0.89 | 1.26 | 0.59 | 0.51 | 0.47 |
| Growth Ratio | |||||
| Core Operating Income Growth | 6.85 | 15.71 | 19.07 | -5.50 | 73.71 |
| Operating Profit Growth | - | - | - | - | - |
| Net Profit Growth | 109.39 | 171.36 | -16.50 | 70.78 | 492.41 |
| BVPS Growth | 17.16 | 8.11 | 4.30 | 0.95 | - |
| Advances Growth | 15.34 | 12.45 | 14.13 | 8.01 | 42.46 |
| EPS Growth(%) | 94.41 | 171.98 | -13.27 | 43.39 | 275.72 |
| Liquidity Ratios | |||||
| Loans/Deposits(x) | - | - | - | - | - |
| Cash / Deposits(x) | 0.04 | 0.05 | 0.06 | 0.07 | 0.04 |
| Investment / Deposits(x) | 0.33 | 0.32 | 0.32 | 0.34 | 0.36 |
| IncLoan / Deposits(x) | 6.71 | 5.26 | 5.44 | 5.14 | 4.70 |
| Credit/Deposits(%) | - | - | - | - | - |
| Total Debt/Mcap(x) | - | - | - | - | - |
| Net NPAs (funded) to Net Advances (%) | - | - | - | - | - |
Compare Financial Ratios of peers of PUNJAB NATIONAL BANK
| Peers & Returns | Market Capitalization | 1 Week | 1 Month | 1 Year | ||
| PUNJAB NATIONAL BANK | ₹137,225.2 Cr | 1.6% | -2.4% | 8.6% | Stock Analytics | |
| STATE BANK OF INDIA | ₹900,816.0 Cr | 1.3% | 0.3% | 11.6% | Stock Analytics | |
| BANK OF BARODA | ₹148,806.0 Cr | 1% | -0.3% | 9.7% | Stock Analytics | |
| CANARA BANK | ₹136,241.0 Cr | 2.4% | 0.8% | 38.1% | Stock Analytics | |
| UNION BANK OF INDIA | ₹116,832.0 Cr | 1.7% | -0.1% | 20.4% | Stock Analytics | |
| INDIAN OVERSEAS BANK | ₹66,088.6 Cr | -7.1% | -14% | -34.3% | Stock Analytics | |
PUNJAB NATIONAL BANK Share Price vs Sensex
| Share Price Returns(%) | 1 Week | 1 Month | 1 Year |
| PUNJAB NATIONAL BANK | 1.6% |
-2.4% |
8.6% |
| SENSEX | 0.2% |
-0.5% |
4% |
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