PUNJAB & SIND BANK
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PUNJAB & SIND BANK Last 5 Year Financial Ratios History
[Standalone]
| Mar2025 | Mar2024 | Mar2023 | Mar2022 | Mar2021 | |
|---|---|---|---|---|---|
| Operational & Financial Ratios | |||||
| Earnings Per Share (Rs) | 1.43 | 0.88 | 1.94 | 1.53 | -6.74 |
| DPS(Rs) | 0.07 | 0.20 | 0.48 | 0.31 | - |
| Book NAV/Share(Rs) | 17.32 | 21.34 | 20.95 | 19.31 | 18.37 |
| Margin Ratios | |||||
| Yield on Advances | 11.80 | 11.72 | 10.40 | 11.15 | 11.44 |
| Yield on Investments | - | - | - | - | - |
| Cost of Liabilities | 5.35 | 5.30 | 4.23 | 4.25 | 4.77 |
| NIM | 2.47 | 2.03 | 2.32 | 2.36 | 2.23 |
| Interest Spread | 6.45 | 6.41 | 6.18 | 6.90 | 6.67 |
| Performance Ratios | |||||
| ROA(%) | 0.66 | 0.42 | 1.02 | 0.90 | -2.59 |
| ROE(%) | 7.59 | 4.15 | 9.62 | 10.12 | -45.11 |
| ROCE(%) | 7.40 | 5.98 | 9.47 | 10.37 | -31.74 |
| Efficiency Ratios | |||||
| Cost Income Ratio | 61.23 | 72.16 | 62.95 | 63.16 | 75.61 |
| Core Cost Income Ratio | 65.83 | 72.36 | 62.72 | 68.28 | 87.05 |
| Operating Costs to Assets | 2.02 | 1.99 | 1.81 | 1.88 | 2.17 |
| Capitalisation Ratios | |||||
| Tier 1 ratio | - | - | - | - | - |
| Tier 2 ratio | - | - | - | - | - |
| CAR | - | - | - | - | - |
| Valuation Parameters | |||||
| PER(x) | 30.39 | 68.00 | 13.26 | 10.08 | - |
| PCE(x) | 26.59 | 54.31 | 11.91 | 8.90 | -2.71 |
| Price/Book(x) | 2.51 | 2.80 | 1.23 | 0.80 | 0.96 |
| Yield(%) | 0.16 | 0.33 | 1.87 | 2.01 | - |
| EV/Net Sales(x) | 3.93 | 5.18 | 3.31 | 1.82 | 1.40 |
| EV/Core EBITDA(x) | 21.74 | 44.44 | 18.22 | 9.71 | 12.66 |
| EV/EBIT(x) | 4.99 | 6.45 | 3.98 | 2.29 | 7.48 |
| EV/CE(x) | 1.70 | 2.07 | 1.14 | 0.11 | 0.09 |
| M Cap / Sales | 2.69 | 4.18 | 2.18 | 1.48 | 1.02 |
| Growth Ratio | |||||
| Core Operating Income Growth | 33.18 | -4.45 | 12.15 | 17.22 | 9.93 |
| Operating Profit Growth | - | - | - | - | - |
| Net Profit Growth | 70.61 | -54.65 | 26.37 | 138.02 | -175.83 |
| BVPS Growth | -18.84 | 1.91 | 8.45 | 5.14 | -72.44 |
| Advances Growth | 17.60 | 7.70 | 20.73 | 4.41 | 4.33 |
| EPS Growth(%) | 62.96 | -54.65 | 26.37 | 122.73 | 52.29 |
| Liquidity Ratios | |||||
| Loans/Deposits(x) | - | - | - | - | - |
| Cash / Deposits(x) | 0.07 | 0.06 | 0.06 | 0.06 | 0.08 |
| Investment / Deposits(x) | 0.36 | 0.42 | 0.41 | 0.41 | 0.33 |
| IncLoan / Deposits(x) | 10.96 | 8.18 | 8.22 | 2.39 | 2.75 |
| Credit/Deposits(%) | - | - | - | - | - |
| Total Debt/Mcap(x) | - | - | - | - | - |
| Net NPAs (funded) to Net Advances (%) | 0.96 | 1.63 | 1.84 | 2.74 | 4.04 |
Compare Financial Ratios of peers of PUNJAB & SIND BANK
| Peers & Returns | Market Capitalization | 1 Week | 1 Month | 1 Year | ||
| PUNJAB & SIND BANK | ₹16,724.3 Cr | -1.6% | -14.8% | -41.6% | Stock Analytics | |
| STATE BANK OF INDIA | ₹966,261.0 Cr | -4.7% | -11.5% | 48.1% | Stock Analytics | |
| BANK OF BARODA | ₹145,367.0 Cr | -2.5% | -3.5% | 40.4% | Stock Analytics | |
| UNION BANK OF INDIA | ₹132,748.0 Cr | -3% | -3.6% | 54.7% | Stock Analytics | |
| PUNJAB NATIONAL BANK | ₹128,376.0 Cr | -3% | -9.1% | 28% | Stock Analytics | |
| INDIAN OVERSEAS BANK | ₹62,853.5 Cr | -1.2% | -7.9% | -24.1% | Stock Analytics | |
PUNJAB & SIND BANK Share Price vs Sensex
| Share Price Returns(%) | 1 Week | 1 Month | 1 Year |
| PUNJAB & SIND BANK | -1.6% |
-14.8% |
-41.6% |
| SENSEX | -5.5% |
-11.5% |
0.3% |
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