EQUITAS SMALL FINANCE BANK
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EQUITAS SMALL FINANCE BANK Last 5 Year Financial Ratios History
[Standalone]
| Mar2025 | Mar2024 | Mar2023 | Mar2022 | Mar2021 | |
|---|---|---|---|---|---|
| Operational & Financial Ratios | |||||
| Earnings Per Share (Rs) | 1.29 | 7.04 | 5.16 | 2.24 | 3.37 |
| DPS(Rs) | - | 1.00 | 1.00 | - | - |
| Book NAV/Share(Rs) | 52.78 | 52.23 | 46.39 | 33.90 | 29.81 |
| Margin Ratios | |||||
| Yield on Advances | 17.43 | 17.72 | 16.13 | 17.86 | 18.96 |
| Yield on Investments | - | - | - | - | - |
| Cost of Liabilities | 6.76 | 6.35 | 5.71 | 6.59 | 6.79 |
| NIM | 6.37 | 7.06 | 7.55 | 7.85 | 7.51 |
| Interest Spread | 10.67 | 11.37 | 10.42 | 11.27 | 12.17 |
| Performance Ratios | |||||
| ROA(%) | 0.30 | 1.99 | 1.85 | 1.09 | 1.75 |
| ROE(%) | 2.46 | 14.42 | 12.21 | 7.35 | 12.51 |
| ROCE(%) | 4.62 | 16.66 | 13.71 | 9.21 | 12.15 |
| Efficiency Ratios | |||||
| Cost Income Ratio | 67.95 | 64.49 | 63.41 | 66.15 | 59.99 |
| Core Cost Income Ratio | 70.34 | 66.27 | 63.84 | 67.27 | 61.23 |
| Operating Costs to Assets | 5.35 | 5.52 | 5.83 | 6.32 | 5.38 |
| Capitalisation Ratios | |||||
| Tier 1 ratio | - | - | - | - | - |
| Tier 2 ratio | - | - | - | - | - |
| CAR | - | - | - | - | - |
| Valuation Parameters | |||||
| PER(x) | 42.63 | 13.13 | 12.99 | 22.81 | 17.81 |
| PCE(x) | 21.24 | 11.24 | 11.32 | 17.99 | 14.85 |
| Price/Book(x) | 1.04 | 1.77 | 1.45 | 1.51 | 2.01 |
| Yield(%) | - | 1.08 | 1.49 | - | - |
| EV/Net Sales(x) | 1.33 | 2.24 | 2.50 | 2.61 | 3.45 |
| EV/Core EBITDA(x) | 6.30 | 8.91 | 8.86 | 10.35 | 12.41 |
| EV/EBIT(x) | 2.58 | 3.54 | 4.37 | 5.01 | 5.77 |
| EV/CE(x) | 1.02 | 1.58 | 1.28 | 0.33 | 0.45 |
| M Cap / Sales | 0.99 | 1.91 | 1.79 | 1.85 | 2.14 |
| Growth Ratio | |||||
| Core Operating Income Growth | 5.58 | 21.03 | 24.83 | 13.38 | 20.24 |
| Operating Profit Growth | - | - | - | - | - |
| Net Profit Growth | -81.59 | 39.29 | 104.32 | -26.94 | 57.70 |
| BVPS Growth | 1.04 | 12.59 | 36.84 | 13.73 | 14.44 |
| Advances Growth | 16.94 | 20.02 | 33.16 | 14.99 | 22.73 |
| EPS Growth(%) | -81.67 | 36.30 | 130.35 | -33.51 | 45.82 |
| Liquidity Ratios | |||||
| Loans/Deposits(x) | - | - | - | - | - |
| Cash / Deposits(x) | 0.11 | 0.10 | 0.05 | 0.11 | 0.03 |
| Investment / Deposits(x) | 0.22 | 0.25 | 0.26 | 0.23 | 0.23 |
| IncLoan / Deposits(x) | 4.96 | 4.95 | 11.73 | 13.81 | 25.41 |
| Credit/Deposits(%) | - | - | - | - | - |
| Total Debt/Mcap(x) | - | - | - | - | - |
| Net NPAs (funded) to Net Advances (%) | 0.98 | 1.17 | 1.21 | 2.37 | 1.52 |
Compare Financial Ratios of peers of EQUITAS SMALL FINANCE BANK
| Peers & Returns | Market Capitalization | 1 Week | 1 Month | 1 Year | ||
| EQUITAS SMALL FINANCE BANK | ₹6,807.6 Cr | 6.3% | 5% | -16.1% | Stock Analytics | |
| HDFC BANK | ₹1,528,230.0 Cr | -0.8% | 3.9% | 16.7% | Stock Analytics | |
| ICICI BANK | ₹983,354.0 Cr | -4.3% | -1.4% | 8.3% | Stock Analytics | |
| KOTAK MAHINDRA BANK | ₹434,884.0 Cr | -0.9% | 6.8% | 24.3% | Stock Analytics | |
| AXIS BANK | ₹385,409.0 Cr | 3.5% | 6.1% | 5.8% | Stock Analytics | |
| INDUSIND BANK | ₹58,851.4 Cr | 0.5% | 0% | -41.9% | Stock Analytics | |
EQUITAS SMALL FINANCE BANK Share Price vs Sensex
| Share Price Returns(%) | 1 Week | 1 Month | 1 Year |
| EQUITAS SMALL FINANCE BANK | 6.3% |
5% |
-16.1% |
| SENSEX | 0.9% |
2.5% |
3.7% |
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