CREDITACCESS GRAMEEN
|
CREDITACCESS GRAMEEN Last 5 Year Financial Ratios History
[Consolidated]
| Mar2024 | Mar2023 | Mar2022 | Mar2021 | Mar2020 | |
|---|---|---|---|---|---|
| Operational & Financial Ratios | |||||
| Earnings Per Share (Rs) | 90.72 | 51.98 | 22.65 | 8.61 | 23.16 |
| CEPS(Rs) | 93.93 | 55.12 | 25.68 | 11.28 | 24.71 |
| DPS(Rs) | 10.00 | - | - | - | - |
| Book NAV/Share(Rs) | 410.27 | 320.15 | 266.58 | 236.73 | 189.29 |
| Tax Rate(%) | 25.44 | 25.27 | 26.56 | 27.16 | 27.32 |
| Margin Ratios | |||||
| Core EBITDA Margin(%) | 72.05 | 66.73 | 54.98 | 46.84 | 62.37 |
| EBIT Margin(%) | 71.18 | 65.49 | 53.53 | 45.25 | 61.24 |
| Pre Tax Margin(%) | 37.53 | 31.18 | 17.53 | 7.33 | 27.08 |
| PAT Margin (%) | 27.99 | 23.30 | 12.87 | 5.34 | 19.68 |
| Cash Profit Margin (%) | 28.98 | 24.71 | 14.59 | 7.13 | 20.88 |
| Performance Ratios | |||||
| ROA(%) | 5.50 | 4.08 | 2.11 | 0.92 | 3.25 |
| ROE(%) | 24.87 | 17.87 | 9.01 | 4.10 | 13.20 |
| ROCE(%) | 14.76 | 12.06 | 9.26 | 8.28 | 10.70 |
| Asset Turnover(x) | 0.20 | 0.18 | 0.16 | 0.17 | 0.17 |
| Sales/Fixed Asset(x) | 6.44 | 4.61 | 3.87 | 3.85 | 5.11 |
| Working Capital/Sales(x) | 4.60 | 2.87 | 1.87 | 1.06 | 2.91 |
| Efficiency Ratios | |||||
| Fixed Capital/Sales(x) | 0.16 | 0.22 | 0.26 | 0.26 | 0.20 |
| Receivable days | - | - | - | - | 0.03 |
| Inventory Days | - | - | - | - | - |
| Payable days | - | - | - | - | - |
| Valuation Parameters | |||||
| PER(x) | 15.87 | 17.60 | 37.48 | 77.83 | 14.61 |
| PCE(x) | 15.33 | 16.60 | 33.06 | 59.45 | 13.69 |
| Price/Book(x) | 3.51 | 2.86 | 3.18 | 2.83 | 1.79 |
| Yield(%) | 0.69 | - | - | - | - |
| EV/Net Sales(x) | 8.41 | 8.30 | 8.89 | 7.67 | 8.03 |
| EV/Core EBITDA(x) | 11.66 | 12.41 | 16.10 | 16.31 | 12.87 |
| EV/EBIT(x) | 11.82 | 12.67 | 16.61 | 16.96 | 13.12 |
| EV/CE(x) | 1.53 | 1.37 | 1.36 | 1.29 | 1.12 |
| M Cap / Sales | 4.44 | 4.10 | 4.83 | 4.24 | 2.86 |
| Growth Ratio | |||||
| Net Sales Growth(%) | 45.74 | 29.25 | 11.45 | 44.40 | 32.91 |
| Core EBITDA Growth(%) | 57.24 | 56.48 | 30.89 | 8.80 | 15.32 |
| EBIT Growth(%) | 58.41 | 58.12 | 31.83 | 6.71 | 14.07 |
| PAT Growth(%) | 75.04 | 133.96 | 168.70 | -60.83 | 4.27 |
| EPS Growth(%) | 74.52 | 129.49 | 162.96 | -62.81 | 3.35 |
| Financial Stability Ratios | |||||
| Total Debt/Equity(x) | 3.34 | 3.21 | 3.11 | 2.97 | 3.50 |
| Current Ratio(x) | 4.14 | 2.98 | 3.46 | 6.93 | 3.91 |
| Quick Ratio(x) | 4.14 | 2.98 | 3.46 | 6.93 | 3.91 |
| Interest Cover(x) | 2.12 | 1.91 | 1.49 | 1.19 | 1.79 |
| Total Debt/Mcap(x) | 0.95 | 1.12 | 0.98 | 1.05 | 1.96 |
Compare Financial Ratios of peers of CREDITACCESS GRAMEEN
| Peers & Returns | Market Capitalization | 1 Week | 1 Month | 1 Year | ||
| CREDITACCESS GRAMEEN | ₹20,247.6 Cr | 6.8% | 8.8% | -5% | Stock Analytics | |
| BAJAJ FINANCE | ₹573,198.0 Cr | -3% | 2.8% | 31.6% | Stock Analytics | |
| JIO FINANCIAL SERVICES | ₹207,562.0 Cr | 4.6% | 15.1% | -7.9% | Stock Analytics | |
| BAJAJ HOLDINGS & INVESTMENT | ₹160,368.0 Cr | 3.8% | 9.5% | 68.2% | Stock Analytics | |
| CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY | ₹130,778.0 Cr | -4.4% | -0.7% | 12.4% | Stock Analytics | |
| SHRIRAM FINANCE | ₹127,282.0 Cr | -3.8% | 4.5% | 19.6% | Stock Analytics | |
CREDITACCESS GRAMEEN Share Price vs Sensex
| Share Price Returns(%) | 1 Week | 1 Month | 1 Year |
| CREDITACCESS GRAMEEN | 6.8% |
8.8% |
-5% |
| SENSEX | 0.8% |
2.5% |
5.3% |
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