AU SMALL FINANCE BANK
|
AU SMALL FINANCE BANK Last 5 Year Financial Ratios History
[Standalone]
| Mar2025 | Mar2024 | Mar2023 | Mar2022 | Mar2021 | |
|---|---|---|---|---|---|
| Operational & Financial Ratios | |||||
| Earnings Per Share (Rs) | 28.29 | 22.93 | 21.42 | 35.88 | 37.50 |
| DPS(Rs) | 1.00 | 1.00 | 1.00 | 1.00 | - |
| Book NAV/Share(Rs) | 228.90 | 186.75 | 163.98 | 237.30 | 197.69 |
| Margin Ratios | |||||
| Yield on Advances | 15.00 | 14.43 | 14.05 | 12.85 | 14.30 |
| Yield on Investments | - | - | - | - | - |
| Cost of Liabilities | 5.92 | 5.83 | 5.00 | 4.59 | 6.01 |
| NIM | 5.19 | 4.83 | 5.03 | 4.80 | 4.71 |
| Interest Spread | 9.08 | 8.60 | 9.05 | 8.26 | 8.29 |
| Performance Ratios | |||||
| ROA(%) | 1.58 | 1.54 | 1.79 | 1.87 | 2.50 |
| ROE(%) | 14.26 | 13.10 | 15.52 | 16.56 | 22.31 |
| ROCE(%) | 15.45 | 13.96 | 14.98 | 14.01 | 15.60 |
| Efficiency Ratios | |||||
| Cost Income Ratio | 56.53 | 65.14 | 63.01 | 57.07 | 43.80 |
| Core Cost Income Ratio | 57.82 | 65.63 | 62.50 | 59.07 | 56.56 |
| Operating Costs to Assets | 3.77 | 4.08 | 3.81 | 3.49 | 3.21 |
| Capitalisation Ratios | |||||
| Tier 1 ratio | - | - | - | - | - |
| Tier 2 ratio | - | - | - | - | - |
| CAR | - | - | - | - | - |
| Valuation Parameters | |||||
| PER(x) | 18.88 | 24.66 | 27.03 | 17.36 | 16.35 |
| PCE(x) | 16.82 | 21.50 | 23.92 | 30.89 | 30.03 |
| Price/Book(x) | 2.33 | 3.03 | 3.53 | 5.25 | 6.20 |
| Yield(%) | 0.19 | 0.18 | 0.17 | 0.08 | - |
| EV/Net Sales(x) | 3.20 | 4.10 | 5.47 | 7.64 | 9.15 |
| EV/Core EBITDA(x) | 11.23 | 18.13 | 22.23 | 24.92 | 21.30 |
| EV/EBIT(x) | 4.74 | 5.86 | 7.95 | 10.92 | 11.21 |
| EV/CE(x) | 1.78 | 2.40 | 2.60 | 3.35 | 3.41 |
| M Cap / Sales | 2.48 | 3.59 | 4.70 | 6.63 | 7.73 |
| Growth Ratio | |||||
| Core Operating Income Growth | 55.35 | 16.54 | 36.83 | 36.72 | 23.91 |
| Operating Profit Growth | - | - | - | - | - |
| Net Profit Growth | 37.22 | 7.48 | 26.38 | -3.49 | 73.49 |
| BVPS Growth | 22.57 | 13.89 | -30.90 | 20.04 | 39.02 |
| Advances Growth | 46.38 | 25.23 | 26.74 | 33.19 | 28.22 |
| EPS Growth(%) | 23.33 | 7.09 | -40.31 | -4.31 | 68.99 |
| Liquidity Ratios | |||||
| Loans/Deposits(x) | - | - | - | - | - |
| Cash / Deposits(x) | 0.07 | 0.05 | 0.13 | 0.11 | 0.04 |
| Investment / Deposits(x) | 0.30 | 0.31 | 0.29 | 0.29 | 0.30 |
| IncLoan / Deposits(x) | 9.38 | 6.28 | 9.08 | 11.39 | 19.54 |
| Credit/Deposits(%) | - | - | - | - | - |
| Total Debt/Mcap(x) | - | - | - | - | - |
| Net NPAs (funded) to Net Advances (%) | - | 0.55 | 0.42 | 0.50 | 2.20 |
Compare Financial Ratios of peers of AU SMALL FINANCE BANK
| Peers & Returns | Market Capitalization | 1 Week | 1 Month | 1 Year | ||
| AU SMALL FINANCE BANK | ₹74,397.4 Cr | -1% | 1.9% | 69% | Stock Analytics | |
| HDFC BANK | ₹1,393,620.0 Cr | -3.4% | -2.2% | 6.3% | Stock Analytics | |
| ICICI BANK | ₹1,012,110.0 Cr | 1.2% | -0.3% | 13.8% | Stock Analytics | |
| KOTAK MAHINDRA BANK | ₹418,646.0 Cr | -1.8% | -0% | 10.1% | Stock Analytics | |
| AXIS BANK | ₹414,329.0 Cr | -0.6% | 2.7% | 30.9% | Stock Analytics | |
| INDUSIND BANK | ₹72,111.3 Cr | -0.2% | -2% | -14.5% | Stock Analytics | |
AU SMALL FINANCE BANK Share Price vs Sensex
| Share Price Returns(%) | 1 Week | 1 Month | 1 Year |
| AU SMALL FINANCE BANK | -1% |
1.9% |
69% |
| SENSEX | -1.1% |
-1.2% |
5.9% |
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